VR Logo

2 star

Sundaram Debt Oriented Hybrid Fund


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.06 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.72 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.49 -0.04 0.55 2.63 6.69 1.06 4.39 2.09 5.20 7.38 6.75
VR MIP TRI -0.09 -0.04 0.75 2.53 7.50 -0.44 3.22 6.29 7.22 8.42 7.88
Hybrid: Conservative Hybrid -0.26 0.07 0.86 2.80 6.31 -0.70 2.77 3.56 6.00 8.00 7.59
Rank within category 20 27 30 24 21 20 21 27 26 22 22
Number of funds in category 38 38 38 38 38 38 37 35 32 30 27

As on 10-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Debt Oriented Hybrid Fund
2 star
Mar-10 4.39 2.09 5.20 2.18 34
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 7.10 6.60 8.70 1.95 1,544
HDFC Hybrid Debt Fund  | Invest Online
2 star
Dec-03 2.00 2.86 6.32 1.86 2,344
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
Dec-03 0.18 2.71 5.55 1.78 1,673
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
May-04 -1.06 1.23 5.75 1.97 1,198

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.02 (24-Mar-2020 - 31-Mar-2020) -6.28 (11-Mar-2020 - 18-Mar-2020)
Month 7.59 (24-Mar-2020 - 23-Apr-2020) -11.93 (20-Feb-2020 - 23-Mar-2020)
Quarter 11.68 (24-Mar-2020 - 23-Jun-2020) -10.49 (20-May-2013 - 19-Aug-2013)
Year 26.53 (30-Jan-2014 - 30-Jan-2015) -11.07 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.18 6.57 -0.48 -0.48 0.75 -3.69
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 3.54 7.02 -0.20 -0.16 0.84 -2.40
Rank within category 28 25 30 30 19 28
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 25
Number of Bonds 13
Average Maturity (yrs) 2.90
Top 10 Holdings (%) 62.37
Portfolio P/B Ratio 2.88
Portfolio P/E Ratio 23.38

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 7.99% State Bank of India 28/06/2029 Non Convertible Debenture AAA 0.00 - 9.00 7.94
equal 7.33% LIC Housing Fin. 2025 Debenture AAA 0.00 - 8.56 7.56
equal 8.45% REC 22/03/2022 Debenture AAA 0.00 - 6.78 6.78
equal 8.40% HUDCO 2022 Non Convertible Debenture AAA 0.00 - 6.66 6.56
equal 8.58% HDFC 18/03/2022 Debenture AAA 5.89 - 9.86 6.16
equal 8.30% Reliance Industries 2022 Debenture AAA 4.36 - 6.84 6.15
equal 8.18% Power Finance Corp. 19/03/2022 Debenture AAA 3.96 - 6.28 6.14
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 3.46 - 6.03 6.03
equal Reliance Retail Ltd. 28/06/2021 Securitised Debt AAA 0.00 - 5.20 5.20
new 8.28% Oriental Nagpur Betul Highway 30/03/2021 Debenture AAA 0.00 - 3.84 3.84
new 6.45% GOI 2029 GOI Securities SOV 0.00 - 3.07 3.07
equal 8.53% Power Finance Corp. 24/07/2020 Bonds/Debentures AAA 0.87 - 1.50 1.50

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 24.39 4.20 0.00 3.21
equal HDFC Bank Financial 22.27 4.49 0.00 2.89
up Reliance Industries Energy 32.28 2.15 0.00 2.05
equal Bharti Airtel Communication -- 1.94 0.00 1.94
equal Dabur India FMCG 58.00 1.53 0.00 1.50
equal Axis Bank Financial 66.93 2.51 0.00 0.99
equal Britannia Inds. FMCG 63.92 1.06 0.00 0.94
equal BPCL Energy 26.72 1.02 0.00 0.92
equal Larsen & Toubro Construction 13.71 1.41 0.00 0.82
down Hindustan Unilever FMCG 77.37 1.28 0.00 0.73
equal Aarti Industries Chemicals 30.46 0.77 0.00 0.70
equal ICICI Lombard General Insurance Company Financial 47.94 1.24 0.00 0.61
equal Varun Beverages FMCG 40.64 1.75 0.00 0.59
equal SBI Life Insurance Company Financial 60.46 1.70 0.00 0.56
equal The Ramco Cements Construction 25.19 1.88 0.00 0.55
equal Trent Services 181.86 0.79 0.00 0.55
equal Infosys Technology 20.07 0.54 0.00 0.53
equal NTPC Energy 13.29 0.51 0.00 0.51
equal Nestle India FMCG 79.90 1.72 0.00 0.47
equal Kotak Mahindra Bank Financial 31.08 1.16 0.00 0.44
equal ITC FMCG 15.60 1.13 0.00 0.44
equal Torrent Pharmaceuticals Healthcare 38.85 1.51 0.00 0.43
equal Aditya Birla Fashion and Retail Services -- 2.27 0.32 0.35
equal Titan Company Cons Durable 56.87 1.11 0.00 0.30
equal Arti Surfactants Chemicals -- 0.01 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— S Krishnakumar since 30-Dec-2017

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Rahul Baijal since 01-Apr-2019

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Rohit Seksaria since 30-Dec-2017

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:

— Sandeep Agarwal since 07-Jan-2013

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

— Siddharth Chaudhary since 01-Jun-2012

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:


-0.04%

Change from previous, NAV as on 10-Jul-2020

Growth: ₹ 19.5874

Dividend Quarterly: ₹ 13.9382

More

Dividend Monthly: ₹ 12.1793

Dividend Half Yearly: ₹ 13.8721


Investment Strategy

The scheme seeks to generate income and capital appreciation through investments predominantly in fixed income securities and in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 100
Minimum Addl Investment (₹) 100
Minimum SIP Investment (₹) 250
Minimum No of Cheques 20
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 08-Mar-2010
Return Since Launch: 6.71%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 34 Cr (As on 31-May-2020)
Expense: 2.18% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly19-Jun-20200.2463

 15-May-20200.0095
 17-Apr-20200.4328
 20-Feb-20200.1020
 17-Jan-20200.0292
 20-Dec-20190.0844
 15-Nov-20190.0141
 18-Oct-20190.0578
 20-Sep-20190.0851
 19-Jul-20190.0014
 18-Apr-20190.0406
 15-Mar-20190.2577
 18-Jan-20190.0846
 21-Dec-20180.0599
 16-Nov-20180.1414
 16-Aug-20180.1230
 15-Jun-20180.0030
 18-May-20180.0744
 20-Apr-20180.0373
 16-Mar-20180.0441
 16-Feb-20180.0789
 19-Jan-20180.0550
 15-Dec-20170.0507
 17-Nov-20170.0612
 18-Oct-20170.0961
Dividend Half Yearly26-Mar-20200.2161

 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 18-Mar-20160.2167
 18-Sep-20140.3073
 29-May-20131.3963
Dividend Quarterly26-Mar-20200.1080

 30-Dec-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 18-Mar-20160.1083
 28-Dec-20150.1083
 18-Sep-20150.1083
 18-Sep-20140.3429
 28-May-20131.0571
 07-Jul-20100.0615

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

VR Helpline

Investing rationally when markets are irrational.

dateSaturday, 11-Jul-2020
time04:00 PM - 04:30 PM