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2 star

Sundaram Debt Oriented Hybrid Fund


1 Lakh

Investment Grown to
₹ 1.12 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.94 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.88 0.09 0.36 -0.04 2.85 7.01 8.92 3.83 6.51 8.49 7.65
VR MIP TRI 1.96 -0.39 1.07 -0.12 4.02 10.70 13.65 9.56 9.86 9.69 8.79
Hybrid: Conservative Hybrid 1.78 0.06 0.34 0.00 2.98 8.73 10.29 6.48 7.99 8.84 8.44
Rank within category 13 11 17 18 13 23 25 27 28 19 20
Number of funds in category 34 36 36 34 34 34 34 31 31 27 26

As on 08-Mar-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Debt Oriented Hybrid Fund
2 star
Mar-10 8.92 3.83 6.51 2.24 30
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 12.33 9.49 10.70 1.85 3,006
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 14.98 8.39 8.87 1.17 998
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
4 star
Apr-01 13.49 10.33 9.53 1.96 450
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
4 star
Dec-03 16.01 9.62 10.21 2.22 403

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.02 24-Mar-2020 - 31-Mar-2020 -6.28 11-Mar-2020 - 18-Mar-2020
Month 7.59 24-Mar-2020 - 23-Apr-2020 -11.93 20-Feb-2020 - 23-Mar-2020
Quarter 11.68 24-Mar-2020 - 23-Jun-2020 -10.49 20-May-2013 - 19-Aug-2013
Year 26.53 30-Jan-2014 - 30-Jan-2015 -11.07 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.66 6.61 -0.14 -0.14 0.76 -4.21
VR MIP TRI 8.91 6.82 0.63 0.75 -- --
Hybrid: Conservative Hybrid 6.16 6.49 0.33 0.43 0.72 -1.54
Rank within category 27 19 28 28 18 26
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 28-Feb-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 22
Number of Bonds 12
Average Maturity (yrs) 1.57
Top 10 Holdings (%) 63.71
Portfolio P/B Ratio 3.35
Portfolio P/E Ratio 27.72

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.45% REC 22/03/2022 Debenture AAA 6.04 - 7.80 7.78
equal 8.40% HUDCO 2022 Non Convertible Debenture AAA 5.78 - 7.08 7.07
equal 8.58% HDFC 18/03/2022 Debenture AAA 5.89 - 8.21 7.06
equal 8.18% Power Finance Corp. 19/03/2022 Debenture AAA 5.89 - 7.05 7.05
equal 8.30% Reliance Industries 2022 Debenture AAA 5.88 - 7.06 7.04
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 5.43 - 7.03 7.03
up 5.77% GOI 2030 GOI Securities SOV 0.00 - 9.98 6.67
equal Reliance Retail Ltd. 28/06/2021 Securitised Debt AAA 4.63 - 5.87 5.85
equal 8.28% Oriental Nagpur Betul Highway 30/03/2021 Debenture AAA 0.00 - 4.41 4.41
equal Kotak Mahindra Prime 2021 Deep Discount Bonds AAA 0.00 - 0.86 0.86
equal Kotak Mahindra Prime 27/05/2021 Bonds/NCDs AAA 0.00 - 0.33 0.33
new Others Fixed Deposits -- - 4.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 28.99 4.20 0.00 3.74
equal HDFC Bank Financial 27.93 4.49 0.00 2.50
equal Bharti Airtel Communication -- 2.21 0.00 2.21
equal Dabur India FMCG 57.57 1.84 0.00 1.56
equal Larsen & Toubro Construction 18.36 1.41 0.00 1.33
equal BPCL Energy 23.73 1.17 0.00 1.17
equal Axis Bank Financial 76.44 2.51 0.00 1.12
equal Infosys Technology 30.46 1.09 0.00 1.09
equal HCL Technologies Technology 19.58 1.07 0.00 1.06
equal Reliance Industries Energy 34.61 2.15 0.00 1.05
equal Tata Consultancy Services Technology 36.13 0.77 0.00 0.77
equal Mahindra & Mahindra Automobile -- 1.84 0.00 0.53
equal Varun Beverages FMCG 86.59 1.75 0.00 0.52
equal ITC FMCG 19.11 1.13 0.00 0.52
equal Cipla Healthcare 28.81 0.51 0.00 0.51
equal Hindustan Unilever FMCG 69.82 1.28 0.00 0.48
equal ICICI Lombard General Insurance Company Financial 47.04 1.24 0.00 0.45
equal Tata Steel Metals -- 0.40 0.00 0.38
equal Kotak Mahindra Bank Financial 41.83 1.16 0.00 0.35
equal Ultratech Cement Construction 28.17 0.31 0.00 0.31
equal SBI Life Insurance Company Financial 66.87 1.70 0.00 0.29
equal Torrent Pharmaceuticals Healthcare 33.18 1.51 0.00 0.26
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 0.10

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— S Krishnakumar since 30-Dec-2017

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Rahul Baijal since 01-Apr-2019

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Rohit Seksaria since 30-Dec-2017

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:

— Sandeep Agarwal since 07-Jan-2013

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

— Siddharth Chaudhary since 01-Jun-2012

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:


0.09%

Change from previous, NAV as on 08-Mar-2021

Growth: ₹ 21.1064

Dividend Quarterly: ₹ 14.5438

More

Dividend Monthly: ₹ 12.6395

Dividend Half Yearly: ₹ 14.6250


Investment Strategy

The scheme seeks to generate income and capital appreciation through investments predominantly in fixed income securities and in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 08-Mar-2010
Return Since Launch: 7.02%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 30 Cr (As on 31-Jan-2021)
Expense: 2.24% (As on 31-Jan-2021)
Risk Grade: Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly18-Feb-20210.1006

 15-Jan-20210.0960
 18-Dec-20200.0289
 20-Nov-20200.0755
 16-Oct-20200.0595
 18-Sep-20200.0080
 21-Aug-20200.0394
 17-Jul-20200.0606
 19-Jun-20200.2463
 15-May-20200.0095
 17-Apr-20200.4328
 20-Feb-20200.1020
 17-Jan-20200.0292
 20-Dec-20190.0844
 15-Nov-20190.0141
 18-Oct-20190.0578
 20-Sep-20190.0851
 19-Jul-20190.0014
 18-Apr-20190.0406
 15-Mar-20190.2577
 18-Jan-20190.0846
 21-Dec-20180.0599
 16-Nov-20180.1414
 16-Aug-20180.1230
 15-Jun-20180.0030
Dividend Quarterly22-Dec-20200.1500

 24-Sep-20200.1500
 22-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 18-Mar-20160.1083
 28-Dec-20150.1083
 18-Sep-20150.1083
 18-Sep-20140.3429
 28-May-20131.0571
 07-Jul-20100.0615
Dividend Half Yearly24-Sep-20200.3000

 26-Mar-20200.2161
 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 18-Mar-20160.2167
 18-Sep-20140.3073
 29-May-20131.3963

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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