VR Logo

2 star

Sundaram Debt Oriented Hybrid Fund


1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.84 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 5.63 -0.11 0.07 2.29 3.25 7.99 5.74 2.23 5.49 8.41 6.89
VR MIP TRI 7.21 -0.02 0.30 3.90 5.75 11.87 7.85 7.96 8.63 9.24 8.22
Hybrid: Conservative Hybrid 6.64 0.10 0.57 3.43 5.13 11.75 6.73 4.96 7.11 8.74 7.97
Rank within category 33 39 37 30 36 30 32 32 29 22 24
Number of funds in category 39 39 39 39 39 39 38 36 33 30 29

As on 27-Nov-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Sundaram Debt Oriented Hybrid Fund
2 star
Mar-10 5.74 2.23 5.49 2.18 30
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 9.54 8.07 9.54 1.93 2,256
HDFC Hybrid Debt Fund  | Invest Online
3 star
Dec-03 7.04 4.69 7.45 1.90 2,345
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
Dec-03 7.67 4.81 7.13 1.79 1,619
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
May-04 6.53 3.59 7.73 2.00 1,160

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.02 (24-Mar-2020 - 31-Mar-2020) -6.28 (11-Mar-2020 - 18-Mar-2020)
Month 7.59 (24-Mar-2020 - 23-Apr-2020) -11.93 (20-Feb-2020 - 23-Mar-2020)
Quarter 11.68 (24-Mar-2020 - 23-Jun-2020) -10.49 (20-May-2013 - 19-Aug-2013)
Year 26.53 (30-Jan-2014 - 30-Jan-2015) -11.07 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.78 6.52 -0.49 -0.49 0.74 -4.32
VR MIP TRI 6.48 6.53 0.23 0.26 -- --
Hybrid: Conservative Hybrid 4.06 7.12 -0.07 -0.03 0.85 -2.19
Rank within category 32 24 31 33 17 29
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Oct-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 19
Number of Bonds 14
Average Maturity (yrs) 3.66
Top 10 Holdings (%) 72.35
Portfolio P/B Ratio 3.15
Portfolio P/E Ratio 25.07

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
up 5.77% GOI 2030 GOI Securities SOV 0.00 - 9.98 9.98
equal 7.99% State Bank of India 28/06/2029 Non Convertible Debenture AAA 0.00 - 9.10 9.10
equal 8.45% REC 22/03/2022 Debenture AAA 5.83 - 7.80 7.80
equal 8.58% HDFC 18/03/2022 Debenture AAA 5.89 - 9.52 7.08
equal 8.40% HUDCO 2022 Non Convertible Debenture AAA 5.78 - 7.08 7.08
equal 8.30% Reliance Industries 2022 Debenture AAA 5.81 - 7.06 7.06
equal 8.18% Power Finance Corp. 19/03/2022 Debenture AAA 5.33 - 7.05 7.05
equal 8.85% HDFC Bank 31/12/2099 Bonds AA+ 4.58 - 6.93 6.93
equal Reliance Retail Ltd. 28/06/2021 Securitised Debt AAA 0.00 - 5.87 5.87
equal 8.28% Oriental Nagpur Betul Highway 30/03/2021 Debenture AAA 0.00 - 4.40 4.40
new 6.22% GOI 16/03/2035 GOI Securities SOV 0.00 - 3.36 3.36
equal Kotak Mahindra Prime 2021 Deep Discount Bonds AAA 0.00 - 0.84 0.84
equal Kotak Mahindra Prime 27/05/2021 Bonds/NCDs AAA 0.00 - 0.33 0.33

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 23.43 4.20 0.00 2.71
equal HDFC Bank Financial 26.83 4.49 0.00 2.11
equal Bharti Airtel Communication -- 2.01 0.00 1.71
down Dabur India FMCG 58.78 1.84 0.00 1.54
equal Reliance Industries Energy 31.99 2.15 0.00 1.16
equal BPCL Energy 19.14 1.14 0.00 1.07
equal HCL Technologies Technology 18.30 0.97 0.00 0.97
equal Infosys Technology 26.25 0.93 0.00 0.93
equal Larsen & Toubro Construction 13.78 1.41 0.00 0.92
equal Hindustan Unilever FMCG 71.64 1.28 0.00 0.83
equal Axis Bank Financial 51.92 2.51 0.00 0.82
equal Tata Consultancy Services Technology 32.80 0.66 0.00 0.66
equal ICICI Lombard General Insurance Company Financial 47.60 1.24 0.00 0.65
equal Kotak Mahindra Bank Financial 41.59 1.16 0.00 0.63
equal SBI Life Insurance Company Financial 52.53 1.70 0.00 0.46
equal ITC FMCG 17.38 1.13 0.00 0.42
equal Varun Beverages FMCG 87.11 1.75 0.00 0.38
down Torrent Pharmaceuticals Healthcare 36.94 1.51 0.00 0.26
down Hero Motocorp Automobile 24.57 0.52 0.00 0.18
equal Reliance Industries Ltd - Partly Paid Equity Energy -- 0.12

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2020

Fund Manager

— S Krishnakumar since 30-Dec-2017

Education: Mr. Kumar is a B. Tech from National Institute of Technology Trichy, and MBA from LIBA Chennai.

Experience: Prior to joining Sundaram BNP Paribas Mutual Fund he has worked with Anush Shares & Securities.

Interviews:

Funds Managed:

— Dwijendra Srivastava since 20-Jul-2010

Education: Mr. Srivastava is B.Tech , PGDM (Finance) and CFA.

Experience: Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, JM Financial AMC, Tata AMC Private Ltd., Tower Capital and Securities, Indo Swiss Financial and Gontermann Pipers.

Funds Managed:

— Rahul Baijal since 01-Apr-2019

Education: Mr. Baijal has done PGDM(MBA) from IIM Calcutta and is an engineering graduate of Delhi college of Engineering

Experience: Prior to joining Sundaram Mutual Fund, he has worked with Bharti AXA Life Insurance, TVF Capital, HSBC Securities, Credit Suisse Securities & Standard Chartered Bank.

Interviews:

Funds Managed:

— Rohit Seksaria since 30-Dec-2017

Education: Mr. Seksaria is CS, CA & has done MBA from IIM Ahmedabad

Experience: Prior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.

Funds Managed:

— Sandeep Agarwal since 07-Jan-2013

Education: Mr. Agarwal is a B.Com (H) from University of Kota, Chartered Accountant and CS.

Experience: Prior to joining Sundaram Mutual Fund he has worked with Deutsche AMC.

Funds Managed:

— Siddharth Chaudhary since 01-Jun-2012

Education: Mr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).

Experience: Prior to joining Sundaram Mutual Fund he has worked with Indian Bank.

Funds Managed:


-0.11%

Change from previous, NAV as on 27-Nov-2020

Growth: ₹ 20.3872

Dividend Quarterly: ₹ 14.1969

More

Dividend Monthly: ₹ 12.4284

Dividend Half Yearly: ₹ 14.1268


Investment Strategy

The scheme seeks to generate income and capital appreciation through investments predominantly in fixed income securities and in equity and equity related instruments.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 500
Minimum SIP Investment (₹) 100
Minimum No of Cheques 20
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load 0

Basic Details

Fund House: Sundaram Mutual Fund
Launch Date: 08-Mar-2010
Return Since Launch: 6.86%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 30 Cr (As on 31-Oct-2020)
Expense: 2.18% (As on 31-Oct-2020)
Risk Grade: Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly20-Nov-20200.0755

 16-Oct-20200.0595
 18-Sep-20200.0080
 21-Aug-20200.0394
 17-Jul-20200.0606
 19-Jun-20200.2463
 15-May-20200.0095
 17-Apr-20200.4328
 20-Feb-20200.1020
 17-Jan-20200.0292
 20-Dec-20190.0844
 15-Nov-20190.0141
 18-Oct-20190.0578
 20-Sep-20190.0851
 19-Jul-20190.0014
 18-Apr-20190.0406
 15-Mar-20190.2577
 18-Jan-20190.0846
 21-Dec-20180.0599
 16-Nov-20180.1414
 16-Aug-20180.1230
 15-Jun-20180.0030
 18-May-20180.0744
 20-Apr-20180.0373
 16-Mar-20180.0441
Dividend Half Yearly24-Sep-20200.3000

 26-Mar-20200.2161
 26-Mar-20190.2161
 26-Sep-20180.2161
 27-Mar-20180.2167
 21-Sep-20170.2167
 27-Mar-20170.2167
 23-Sep-20160.2167
 18-Mar-20160.2167
 18-Sep-20140.3073
 29-May-20131.3963
Dividend Quarterly24-Sep-20200.1500

 22-Jul-20200.1500
 26-Mar-20200.1080
 30-Dec-20190.1080
 26-Jun-20190.1080
 26-Mar-20190.1080
 20-Dec-20180.1080
 26-Sep-20180.1080
 26-Jun-20180.1080
 27-Mar-20180.1083
 19-Dec-20170.1083
 21-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1083
 21-Dec-20160.1083
 23-Sep-20160.1083
 21-Jun-20160.1083
 18-Mar-20160.1083
 28-Dec-20150.1083
 18-Sep-20150.1083
 18-Sep-20140.3429
 28-May-20131.0571
 07-Jul-20100.0615

Contact Information

AMC: Sundaram Asset Management Company Ltd

Address: Sundaram Towers, 2nd Floor, 46, Whites Road, Royapettah Chennai - 600014

Phone: 1860-425-7237

Email: [email protected]

Website: http://www.sundarammutual.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

VR Helpline

Critical Investment Decisions

dateSaturday, 28-Nov-2020
time04:00 PM - 04:30 PM

Registration Over