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2 star

IDFC Asset Allocation Fund - Moderate Plan - Regular Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment Grown to
₹ 1.10 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.71 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -2.82 0.27 1.03 3.21 8.44 -3.36 0.80 3.19 5.62 8.20 8.04
VR MIP TRI -0.05 0.30 0.95 2.79 7.54 -0.34 3.19 6.45 7.26 8.41 7.89
Hybrid: Conservative Hybrid -0.32 0.25 0.97 2.87 6.25 -0.71 2.64 3.66 6.00 7.98 7.58
Rank within category 32 12 15 13 6 32 29 23 22 13 8
Number of funds in category 38 38 38 38 38 38 37 35 32 30 27

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Asset Allocation Fund - Moderate Plan - Regular Plan
2 star
Feb-10 0.80 3.19 5.62 1.15 24
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 6.94 6.70 8.70 1.95 1,544
HDFC Hybrid Debt Fund  | Invest Online
2 star
Dec-03 1.88 3.02 6.38 1.86 2,344
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
Dec-03 0.19 2.82 5.56 1.78 1,658
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
May-04 -1.32 1.31 5.75 1.97 1,203

Best & Worst Performance

Best (Period) Worst (Period)
Week 4.23 (24-Mar-2020 - 31-Mar-2020) -8.55 (16-Mar-2020 - 23-Mar-2020)
Month 8.00 (24-Mar-2020 - 23-Apr-2020) -18.00 (20-Feb-2020 - 23-Mar-2020)
Quarter 13.75 (24-Mar-2020 - 23-Jun-2020) -15.73 (23-Dec-2019 - 23-Mar-2020)
Year 26.13 (30-Jan-2014 - 30-Jan-2015) -12.01 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.20 9.24 -0.23 -0.22 1.35 -3.13
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 3.54 7.02 -0.20 -0.16 0.84 -2.40
Rank within category 24 31 22 21 33 24
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down IDFC Low Duration Direct-G Mutual Fund -- 34.96 - 42.87 42.87
down IDFC Bond Short Term Direct-G Mutual Fund -- 12.21 - 22.04 15.29
equal IDFC Cash Direct Mutual Fund -- 0.29 - 2.94 0.31

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal IDFC Large Cap Direct-G Financial -- 12.24
equal IDFC Multi Cap Direct-G Financial -- 11.03
equal IDFC Core Equity Direct-G Financial -- 9.98
equal IDFC Sterling Value Direct-G Financial -- 8.45

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Arpit Kapoor since 18-Apr-2018

Education: Mr. Kapoor is a B.Tech. from Uttar Pradesh Technical University and PGDM from IIM Kozhikode

Experience: Prior to joining IDFC Mutual Fund he has considerable experience in Equity markets while working with UTI Mutual Fund.

Funds Managed:


0.27%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 22.7622

Dividend: ₹ 15.6278


Investment Strategy

The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 11-Feb-2010
Return Since Launch: 8.22%
Benchmark: CRISIL Short-Term Bond (55), S&P BSE 200 TRI (40), Domestic Price of Gold (5)
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 24 Cr (As on 31-May-2020)
Expense: 1.15% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend26-Jun-20200.1911

 16-Mar-20200.2386
 27-Dec-20190.1818
 30-Aug-20180.1769
 28-May-20180.0288
 27-Feb-20180.0288
 29-Nov-20170.1896
 30-Aug-20170.1878
 30-May-20170.0361
 27-Apr-20170.0722
 29-Mar-20170.0722
 27-Feb-20170.0722
 27-Oct-20160.0722
 27-Sep-20160.0722
 30-Aug-20160.0722
 28-Jul-20160.0722
 29-Jun-20160.0722
 30-May-20160.0650
 28-Apr-20160.0578
 28-Mar-20160.0578
 26-Feb-20160.0144
 28-Jan-20160.0144
 30-Dec-20150.0144
 27-Nov-20150.0144
 29-Oct-20150.0506

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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