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Unrated

IDFC Asset Allocation Fund - Moderate Plan - Regular Plan


1 Lakh

Investment Grown to
₹ 1.34 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.37 Lakh

Suitability:

"When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 14.00 -0.33 0.45 -1.20 0.54 7.04 16.93 10.16 8.80 8.43 9.91
VR Balanced TRI 21.24 -1.03 0.87 -3.01 -0.30 9.26 27.94 16.15 15.71 11.12 13.23
Hybrid: Balanced Hybrid 17.84 -0.30 0.36 -1.30 1.32 7.26 20.53 10.09 8.72 8.41 10.49
Rank within category 4 5 2 2 4 4 4 2 2 3 5
Number of funds in category 5 5 5 5 5 5 5 5 5 5 5

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Asset Allocation Fund - Moderate Plan - Regular Plan
Unrated
Feb-10 16.93 10.16 8.80 1.03% 19
UTI Children's Career Fund-Savings Plan - Regular Plan  | Invest Online
Unrated
Jul-93 18.04 10.02 8.50 1.71% 4,252
UTI Retirement Benefit Pension Fund - Regular Plan  | Invest Online
Unrated
Dec-94 21.07 9.81 8.69 1.69% 3,622
Franklin India Pension Fund  | Invest Online Now
Unrated
Mar-97 11.15 9.38 7.72 2.30% 461

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.23 24-Mar-2020 - 31-Mar-2020 -8.55 16-Mar-2020 - 23-Mar-2020
Month 8.00 24-Mar-2020 - 23-Apr-2020 -18.00 20-Feb-2020 - 23-Mar-2020
Quarter 13.75 24-Mar-2020 - 23-Jun-2020 -15.73 23-Dec-2019 - 23-Mar-2020
Year 33.10 23-Mar-2020 - 23-Mar-2021 -12.01 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 9.98 9.35 0.66 0.61 0.49 -0.02
VR Balanced TRI 16.35 17.90 0.70 0.83 -- --
Hybrid: Balanced Hybrid 10.05 10.05 0.64 0.65 0.49 0.09
Rank within category 3 2 2 3 2 3
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down IDFC Bond Short Term Direct-G Mutual Fund -- 11.05 - 39.49 31.46
equal IDFC Low Duration Direct-G Mutual Fund -- 14.27 - 41.95 14.27
up IDFC Cash Direct Mutual Fund -- 0.32 - 3.08 3.08
equal Others Margin Money -- - 0.02

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal IDFC Large Cap Direct-G Financial -- 28.49
equal IDFC Emerging Businesses Fund Direct-G Financial -- 11.83
equal IDFC Focused Equity Fund - Direct Plan Financial -- 8.53

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Arpit Kapoor since 18-Apr-2018

Education: Mr. Kapoor is a B.Tech. from Uttar Pradesh Technical University and PGDM from IIM Kozhikode

Experience: Prior to joining IDFC Mutual Fund he has considerable experience in Equity markets while working with UTI Mutual Fund.

Funds Managed:


-0.33%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 29.1785

IDCW: ₹ 19.0511


Investment Strategy

The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 11-Feb-2010
Return Since Launch: 9.49%
Benchmark: CRISIL Short-Term Bond Index (55), S&P BSE 200 TRI (40), Domestic Price of Gold (5)
Riskometer: High
Type: Open-ended
Assets: ₹ 19 Cr (As on 31-Oct-2021)
Expense: 1.03% (As on 31-Oct-2021)
Risk Grade: --
Return Grade: --
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW23-Sep-20210.1921

 28-Jun-20210.1826
 22-Mar-20210.1785
 24-Dec-20200.1714
 28-Sep-20200.1638
 26-Jun-20200.1911
 16-Mar-20200.2386
 27-Dec-20190.1818
 30-Aug-20180.1769
 28-May-20180.0288
 27-Feb-20180.0288
 29-Nov-20170.1896
 30-Aug-20170.1878
 30-May-20170.0361
 27-Apr-20170.0722
 29-Mar-20170.0722
 27-Feb-20170.0722
 27-Oct-20160.0722
 27-Sep-20160.0722
 30-Aug-20160.0722
 28-Jul-20160.0722
 29-Jun-20160.0722
 30-May-20160.0650
 28-Apr-20160.0578
 28-Mar-20160.0578

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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