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IDFC Asset Allocation Fund - Moderate Plan - Regular Plan download report

1 Lakh

Investment Grown to
₹ 1.24 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.97 Lakh


"When you invest for five years or more, you can expect gains that beat the inflation rate as well as the returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

Balanced hybrid funds invest roughly half your money in equity shares and the rest in bonds. Their returns are lower than pure equity funds which invest all your money in shares, but they also fall less when the stock markets decline. This makes them suitable for conservative equity investors or first-time equity investors who are not used to sharp ups and downs.

Like all equity-linked investments, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other balanced hybrid fund, if you need to redeem your investment in less than five years."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.


  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
IDFC Asset Allocation Moderate Reg-G -6.77 -1.13 0.39 -4.47 -5.40 -7.18 3.11 7.35 6.04 6.85 8.87
VR Balanced TRI -5.41 -0.09 0.49 -4.66 -5.22 -7.29 7.84 12.50 11.73 10.49 12.86
Hybrid: Balanced Hybrid -4.83 -1.08 0.08 -3.70 -4.29 -5.75 4.57 7.83 6.27 7.22 9.73
Rank within category 5 4 1 5 5 5 4 4 4 4 5
Number of funds in category 5 5 5 5 5 5 5 5 5 5 5

As on 19-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
IDFC Asset Allocation Fund - Moderate Plan - Regular Plan  | Invest Online
Feb-10 3.11 7.35 6.04 0.78% 17
UTI Children's Career Fund-Savings Plan - Regular Plan  | Invest Online
Jul-93 6.37 8.59 6.38 1.78% 4,113
UTI Retirement Benefit Pension Fund - Regular Plan  | Invest Online
Dec-94 6.64 8.66 6.58 1.76% 3,576
Franklin India Pension Fund  | Invest Online Now
Mar-97 -0.22 6.44 5.82 2.28% 443

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.23 24-Mar-2020 - 31-Mar-2020 -8.55 16-Mar-2020 - 23-Mar-2020
Month 8.00 24-Mar-2020 - 23-Apr-2020 -18.00 20-Feb-2020 - 23-Mar-2020
Quarter 13.75 24-Mar-2020 - 23-Jun-2020 -15.73 23-Dec-2019 - 23-Mar-2020
Year 33.10 23-Mar-2020 - 23-Mar-2021 -12.01 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
IDFC Asset Allocation Moderate Reg-G 8.59 9.40 0.54 0.48 0.50 -0.25
VR Balanced TRI 14.19 17.86 0.60 0.69 -- --
Hybrid: Balanced Hybrid 8.86 10.02 0.54 0.54 0.49 0.09
Rank within category 4 2 3 5 2 4
Number of funds in category 5 5 5 5 5 5

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down IDFC Bond Short Term Direct-G Mutual Fund -- 30.73 - 36.36 34.72
down IDFC Low Duration Direct-G Mutual Fund -- 13.93 - 15.51 15.51
equal IDFC Cash Direct Mutual Fund -- 0.41 - 3.20 2.79
equal Others Margin Money -- - 0.01

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal IDFC Large Cap Direct-G Financial -- 29.60
equal IDFC Emerging Businesses Fund Direct-G Financial -- 12.20
equal IDFC Focused Equity Fund - Direct Plan Financial -- 8.97

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Sachin Relekar since 01-Mar-2022

Education: Mr. Relekar is an MMS(Finance) from Jamnalal Bajaj Institute of Management Studies Mumbai and B.E (Mechanical) from K.E.S. College of Engineering Islampur.

Experience: Prior to joining IDFC AMC he has worked with LIC Mutual Fund, Sundaram Mutual Fund, Tata AMC, CD Equity Search, Innovision Consulting and Tech Pacific India.

Funds Managed:


Change from previous, NAV as on 19-May-2022

Growth: ₹ 27.4814

IDCW: ₹ 17.5862

Investment Strategy

The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 11-Feb-2010
Return Since Launch: 8.59%
Benchmark: NIFTY 50 Hybrid Composite debt 50:50 Index
Riskometer: High
Type: Open-ended
Assets: ₹ 17 Cr (As on 30-Apr-2022)
Expense: 0.78% (As on 31-Mar-2022)
Risk Grade: --
Return Grade: --
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  


Contact Information

AMC: IDFC Asset Management Company Limited

Address: No. 27, Ground Floor Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Fax: 24215052 / 24215051

Website: http://www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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