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IDFC Asset Allocation Fund - Conservative Plan - Regular Plan


1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.77 Lakh

Analyst's Choice?

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -2.82 0.05 0.30 0.52 -4.64 -2.16 1.97 4.30 6.12 7.66 7.83
VR MIP TRI -5.81 0.03 0.04 0.44 -6.67 -4.75 -1.23 5.07 6.01 7.34 7.53
Hybrid: Conservative Hybrid -5.62 0.09 0.17 -1.06 -7.11 -5.15 -2.27 2.36 4.87 6.88 7.19
Rank within category 17 23 14 14 17 16 14 11 7 8 7
Number of funds in category 39 39 39 39 39 38 38 36 33 30 27

As on 22-May-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.12 (24-Mar-2020 - 31-Mar-2020) -4.62 (11-Mar-2020 - 18-Mar-2020)
Month 5.21 (23-Mar-2020 - 22-Apr-2020) -9.83 (20-Feb-2020 - 23-Mar-2020)
Quarter 6.21 (10-Mar-2014 - 09-Jun-2014) -8.08 (23-Dec-2019 - 23-Mar-2020)
Year 19.69 (13-Feb-2014 - 13-Feb-2015) -2.68 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.55 4.50 -0.21 -0.19 0.66 -1.31
VR MIP TRI 6.05 6.43 0.09 0.10 -- --
Hybrid: Conservative Hybrid 3.53 6.49 -0.27 -0.23 0.85 -2.44
Rank within category 14 7 14 15 11 14
Number of funds in category 34 34 34 34 34 34

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2020

Asset Allocation (%)

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Concentration & Valuation

The underlying data is unavailable.

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
down IDFC Low Duration Direct-G Mutual Fund -- 42.91 - 51.97 51.97
down IDFC Bond Short Term Direct-G Mutual Fund -- 20.80 - 29.84 20.80
equal IDFC Cash Direct Mutual Fund -- 0.25 - 6.77 6.77

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal IDFC Core Equity Direct-G Financial -- 9.17
down IDFC Large Cap Direct-G Financial -- 6.17
equal IDFC Multi Cap Direct-G Financial -- 4.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2020

Fund Manager

— Arpit Kapoor since 18-Apr-2018

Education: Mr. Kapoor is a B.Tech. from Uttar Pradesh Technical University and PGDM from IIM Kozhikode

Experience: Prior to joining IDFC Mutual Fund he has considerable experience in Equity markets while working with UTI Mutual Fund.

Funds Managed:


0.05%

Change from previous, NAV as on 22-May-2020

Growth: ₹ 21.6408

Dividend: ₹ 14.3995


Investment Strategy

The scheme seeks to provide diversification across asset classes and generate a mix of capital appreciation and income predominantly through investment in equity funds and debt funds of IDFC Mutual Fund based on a defined asset allocation model.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: IDFC Mutual Fund
Launch Date: 11-Feb-2010
Return Since Launch: 7.80%
Benchmark: CRISIL Short-Term Bond (80), S&P BSE 200 TRI (15), Domestic Price of Gold (5)
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 8 Cr (As on 30-Apr-2020)
Expense: 0.74% (As on 30-Apr-2020)
Risk Grade: Low
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend16-Mar-20200.2191

 27-Dec-20190.1657
 24-Jun-20190.1621
 30-Aug-20180.1585
 28-May-20180.0258
 27-Feb-20180.0258
 29-Nov-20170.1564
 30-Aug-20170.1589
 30-May-20170.0506
 27-Apr-20170.0650
 29-Mar-20170.0650
 27-Feb-20170.0289
 30-Jan-20170.0650
 27-Oct-20160.0650
 27-Sep-20160.0650
 30-Aug-20160.0578
 28-Jul-20160.0650
 29-Jun-20160.0650
 30-May-20160.0433
 28-Apr-20160.0506
 28-Mar-20160.0506
 26-Feb-20160.0144
 28-Jan-20160.0144
 30-Dec-20150.0217
 27-Nov-20150.0217

Contact Information

AMC: IDFC Asset Management Company Limited

Address: Unit No. 27, Ground Floor, Khetan Bhavan,198, Jamshedji Tata Road, Churchgate, Mumbai - 400020

Phone: 022-24398777 / 24399999 / 66289999

Fax: 24215052 / 24215051

Email: [email protected]

Website: www.idfcmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Last Session

Investors' Hangout

Making sense of your investments during the COVID-19 crisis

dateSaturday, 02-May-2020
time12:30 PM - 01:15 PM

Registration Over