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3 star

UTI Money Market Fund - Regular Plan

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Debt: Money Market

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1 Lakh

Investment Grown to
₹ 1.07 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

Money Market debt funds invest in bonds with a maturity of up to one year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.89 0.01 0.06 0.32 1.23 4.42 6.72 7.47 7.41 7.86 8.21
CCIL T Bill Liquidity Weight 2.49 0.02 0.04 0.19 0.54 1.61 3.46 3.99 4.17 4.65 4.76
Debt: Money Market 4.44 0.01 0.06 0.28 1.00 4.15 6.24 6.96 7.17 7.68 8.06
Rank within category 7 2 4 5 2 12 7 5 4 4 6
Number of funds in category 19 20 20 20 20 20 19 13 13 13 12

As on 25-Sep-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Money Market Fund - Regular Plan  | Invest Online
3 star
 Jul-09 6.72 7.47 7.41 0.27 7,004
HDFC Money Market Fund  | Invest Online
4 star
 Nov-99 7.23 7.53 7.37 0.35 10,759
Aditya Birla Sun Life Money Manager Fund  | Invest Online
5 star
 Oct-05 7.24 7.73 7.59 0.34 9,969
ICICI Prudential Money Market Fund  | Invest Now
4 star
 Mar-06 6.95 7.46 7.41 0.33 9,757
Nippon India Money Market Fund  | Invest Online
4 star
 Jun-05 6.70 7.51 7.41 0.25 5,991

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.98 (24-Mar-2020 - 31-Mar-2020) -0.68 (17-Mar-2020 - 24-Mar-2020)
Month 1.67 (24-Mar-2020 - 23-Apr-2020) -0.39 (25-Feb-2020 - 26-Mar-2020)
Quarter 3.14 (24-Mar-2020 - 24-Jun-2020) 0.55 (24-Dec-2019 - 24-Mar-2020)
Year 9.86 (07-Sep-2011 - 06-Sep-2012) 4.47 (14-Jul-2009 - 14-Jul-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.29 0.49 4.39 11.67 0.70 2.97
CCIL T Bill Liquidity Weight 3.97 0.31 -3.79 -6.90 -- --
Debt: Money Market 6.81 0.80 2.97 6.99 0.79 2.59
Rank within category 5 4 3 2 5 8
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Aug-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 56 67 37 34
Modified Duration (yrs) 0.41 0.52 0.31 0.33
Average Maturity (yrs) 0.41 0.52 0.32 0.33
Yield to Maturity (%) 3.78 6.14 3.78 3.62
Avg Credit Rating AAA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Larsen & Toubro 270-D 15/12/2020 Commercial Paper A1+ 0.00 - 6.63 4.24
new Reserve Bank of India 182-D 25/02/2021 Treasury Bills SOV 0.00 - 4.21 4.21
new Reserve Bank of India 364-D 25/03/2021 Treasury Bills SOV 0.00 - 4.20 4.20
new 6.17% GOI 15/07/2021 GOI Securities SOV 0.00 - 3.57 3.57
equal Indusind Bank 15/02/2021 Certificate of Deposit A1+ 0.00 - 5.35 3.50
equal Union Bank of India 17/11/2020 Certificate of Deposit A1+ 0.00 - 3.18 2.84
equal IDFC First Bank 2020 Certificate of Deposit A1+ 0.00 - 3.59 2.83
new Reserve Bank of India 182-D 17/12/2020 Treasury Bills SOV 0.00 - 2.83 2.83
equal ICICI Bank 15/01/2021 Certificate of Deposit A1+ 0.00 - 4.42 2.82
equal HDFC Securities 150-D 24/12/2020 Commercial Paper A1+ 0.00 - 3.16 2.82
equal IDFC First Bank 2021 Certificate of Deposit A1+ 0.00 - 3.15 2.82
new National Bank Agr. Rur. Devp 164-D 01/02/2021 Commercial Paper A1+ 0.00 - 2.81 2.81
equal Tata Capital Housing Finance 364-D 11/02/2021 Commercial Paper A1+ 0.00 - 4.35 2.81
new Reliance Retail Ventures 188-D 04/03/2021 Commercial Paper A1+ 0.00 - 2.80 2.80
equal Reliance Industries 364-D 10/03/2021 Commercial Paper A1+ 0.00 - 6.89 2.80
new Sun Pharmaceutical Inds. 293-D 15/06/2021 Commercial Paper A1+ 0.00 - 2.77 2.77
equal HDFC 363-D 13/01/2021 Commercial Paper A1+ 0.00 - 3.46 2.46
equal Reliance Jio Infocomm 364-D 29/01/2021 Commercial Paper A1+ 0.00 - 3.28 2.11
equal L&T Infrastructre Finance 248-D 05/03/2021 Commercial Paper A1+ 0.00 - 2.66 2.10
equal Hindustan Zinc 315-D 26/03/2021 Commercial Paper A1+ 0.00 - 2.66 2.10
equal Axis Bank 2020 Certificate of Deposit A1+ 0.00 - 2.77 1.77
new Barclays Investments & Loans 180-D 16/02/2021 Commercial Paper A1+ 0.00 - 1.75 1.75
new Hindustan Zinc 91-D 09/11/2020 Commercial Paper A1+ 0.00 - 1.42 1.42
equal Axis Bank 2021 Certificate of Deposit A1+ 0.00 - 1.99 1.41
equal National Bank Agr. Rur. Devp 2021 Certificate of Deposit A1+ 0.00 - 1.79 1.41

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Aug-2020

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 4 years.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 25-Sep-2020

Growth: ₹ 2,327.3513

Flexi Dividend: ₹ 1,095.1561

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Dividend Yearly: ₹ 1,386.2248

Dividend Weekly: ₹ 1,023.4565

Dividend Quarterly: ₹ 1,116.6694

Dividend Monthly: ₹ 1,039.3228

Dividend Half Yearly: ₹ 1,307.8584

Dividend Fortnightly: ₹ 1,158.3781

Dividend Daily: ₹ 1,016.9362

Investment Strategy

The scheme seeks to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 10,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 06-Jul-2009
Return Since Launch: 7.81%
Benchmark: CRISIL Money Market Index
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 7,004 Cr (As on 31-Aug-2020)
Expense: 0.27% (As on 31-Aug-2020)
Risk Grade: --
Return Grade: Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Fortnightly25-Sep-20201.7835

 10-Sep-20201.8820
 25-Aug-20202.4192
 10-Aug-20201.6822
 27-Jul-20202.2694
 10-Jul-20204.1093
 25-Jun-20204.8086
 10-Jun-20200.7631
 26-May-20208.7723
 11-May-20203.5113
 27-Apr-20205.2513
 13-Apr-20204.0909
 11-Mar-20202.4481
 25-Feb-20202.1162
 10-Feb-20202.0327
 27-Jan-20201.9922
 10-Jan-20202.1807
 26-Dec-20191.8085
 10-Dec-20191.7754
 25-Nov-20192.1570
 11-Nov-20192.2806
 25-Oct-20192.4484
 10-Oct-20193.3259
 25-Sep-20191.1367
 11-Sep-20192.7881
Dividend Daily21-Sep-20200.3709

 18-Sep-20200.3685
 17-Sep-20200.1293
 16-Sep-20200.1266
 15-Sep-20200.2671
 14-Sep-20200.4554
 11-Sep-20200.1341
 10-Sep-20200.1400
 09-Sep-20200.1655
 08-Sep-20200.1271
 07-Sep-20200.3903
 04-Sep-20200.1253
 03-Sep-20200.1289
 02-Sep-20200.1298
 01-Sep-20200.1348
 31-Aug-20200.3732
 28-Aug-20200.1607
 27-Aug-20200.1349
 26-Aug-20200.0088
 24-Aug-20200.4177
 21-Aug-20200.1465
 20-Aug-20200.2699
 19-Aug-20200.1451
 18-Aug-20200.1511
 17-Aug-20200.4182
Dividend Weekly08-Sep-20200.1872

 11-Aug-20200.2436
 04-Aug-20200.9436
 28-Jul-20201.1797
 14-Jul-20201.8735
 07-Jul-202012.3367
 30-Jun-20201.3444
 23-Jun-20201.1978
 16-Jun-20201.5339
 09-Jun-20209.7235
 26-May-20201.3292
 19-May-20201.1677
 12-May-20201.1872
 05-May-20201.2345
 28-Apr-20201.1964
 21-Apr-20201.1430
 15-Apr-20200.1854
 04-Feb-20201.8450
 28-Jan-20202.2201
 21-Jan-20200.3577
 31-Dec-20191.5652
 24-Dec-20190.8058
 10-Dec-20191.0473
 03-Dec-20191.3167
 26-Nov-20190.0708
Dividend Monthly01-Sep-20203.8501

 03-Aug-20205.5488
 01-Jul-20206.0022
 01-Jun-202010.3117
 04-May-20205.9758
 03-Apr-20205.3075
 02-Mar-20203.4846
 03-Feb-20203.7468
 01-Jan-20203.0050
 02-Dec-20193.8423
 01-Nov-20194.7695
 01-Oct-20193.6525
 03-Sep-20195.2668
 01-Aug-20196.9207
 01-Jul-20193.4433
 03-Jun-20197.0064
 02-May-20192.7045
 02-Apr-20197.1398
 01-Mar-20194.5233
 01-Feb-20195.2164
 01-Jan-20195.2827
 03-Dec-20185.3813
 01-Nov-20185.2383
 01-Oct-20184.0103
 03-Sep-20185.1569

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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dateSaturday, 26-Sep-2020
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