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UTI Money Market Fund - Regular Plan download report

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Debt: Money Market

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1 Lakh

Investment Grown to
₹ 1.04 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.22 Lakh

Suitability:

"Money Market debt funds invest in bonds with a maturity of up to one year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds over the said timeframe is low but they do not guarantee returns or safety of capital.

Such funds are usually more suited to institutional investors. Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to three months maturity, from the one that invests in bonds maturing in three to six months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to a year in a Liquid fund.

If you do decide to invest in them, remember that these funds usually deliver low returns which are only marginally higher than your bank account. They are not suitable if your aim is to build wealth in the long run."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
UTI Money Mkt Reg-G 2.47 0.04 0.10 0.39 1.25 2.08 3.94 4.94 6.11 6.48 7.23
CCIL T Bill Liquidity Weight 1.19 -0.02 0.07 0.20 0.64 1.04 1.99 2.59 3.27 3.63 4.21
Debt: Money Market 2.17 0.04 0.09 0.37 1.16 1.82 3.52 4.72 5.76 6.28 7.09
Rank within category 3 10 8 8 5 3 3 7 4 4 5
Number of funds in category 20 21 20 20 20 20 18 16 12 12 12

As on 08-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Money Market Fund - Regular Plan  | Invest Online
4 star
 Jul-09 3.94 4.94 6.11 0.28 7,213
Kotak Money Market Fund Regular Plan  | Invest Online
4 star
 Jul-03 3.94 4.83 6.02 0.36 14,576
Aditya Birla Sun Life Money Manager Fund  | Invest Online
5 star
 Oct-05 3.90 5.15 6.28 0.33 13,395
HDFC Money Market Fund  | Invest Online
4 star
 Nov-99 3.81 5.08 6.12 0.41 12,325
Nippon India Money Market Fund  | Invest Online
5 star
 Jun-05 4.01 4.99 6.16 0.28 9,971

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 0.98 24-Mar-2020 - 31-Mar-2020 -0.68 17-Mar-2020 - 24-Mar-2020
Month 1.67 24-Mar-2020 - 23-Apr-2020 -0.39 25-Feb-2020 - 26-Mar-2020
Quarter 3.14 24-Mar-2020 - 24-Jun-2020 0.55 24-Dec-2019 - 24-Mar-2020
Year 9.86 07-Sep-2011 - 06-Sep-2012 3.61 12-May-2021 - 13-May-2022

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
UTI Money Mkt Reg-G 4.88 0.57 2.43 6.15 1.08 2.36
CCIL T Bill Liquidity Weight 2.60 0.34 -2.61 -4.87 -- --
Debt: Money Market 4.61 0.70 1.71 4.25 1.33 2.31
Rank within category 5 5 3 3 1 8
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 67 67 48 47
Modified Duration (yrs) 0.38 0.54 0.19 --
Average Maturity (yrs) 0.39 0.54 0.19 --
Yield to Maturity (%) 5.76 5.76 3.55 --
Avg Credit Rating AAA -- -- --

Value Research Fund Style*

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
new National Bank Agr. Rur. Devp 14/02/2023 Commercial Paper A1+ 0.00 - 4.36 4.36
equal Canara Bank 2022 Certificate of Deposit A1+ 0.00 - 3.39 3.39
equal Can Fin Homes 261-D 27/10/2022 Commercial Paper A1+ 0.00 - 2.73 2.73
equal Reserve Bank of India 182-D 24/11/2022 Treasury Bills SOV 0.00 - 2.72 2.72
equal Reserve Bank of India 182-D 01/12/2022 Treasury Bills SOV 0.00 - 2.72 2.72
new IDFC First Bank 2022 Certificate of Deposit A1+ 0.00 - 2.72 2.72
equal Reserve Bank of India 182-D 22/12/2022 Treasury Bills SOV 0.00 - 2.71 2.71
down Reserve Bank of India 182-D 29/12/2022 Treasury Bills SOV 0.00 - 4.74 2.71
equal Larsen & Toubro 213-D 30/12/2022 Commercial Paper A1+ 0.00 - 2.70 2.70
equal Hero FinCorp 365-D 21/03/2023 Commercial Paper A1+ 0.00 - 2.66 2.66
equal Tata Motors Finance 364-D 23/03/2023 Commercial Paper A1+ 0.00 - 2.66 2.66
new GOI 15/12/2022 GOI Securities SOV 0.00 - 2.51 2.51
down HDFC Bank 2022 Certificate of Deposit A1+ 0.00 - 2.99 2.39
equal HDFC 305-D 20/01/2023 Commercial Paper A1+ 0.00 - 2.36 2.36
down Reserve Bank of India 182-D 08/09/2022 Treasury Bills SOV 0.00 - 6.65 2.07
down Larsen & Toubro 134-D 30/09/2022 Commercial Paper A1+ 0.00 - 3.01 2.06
equal HDFC 154-D 25/11/2022 Commercial Paper A1+ 0.00 - 2.04 2.04
new Piramal Enterprises 149-D 15/12/2022 Commercial Paper A1+ 0.00 - 2.03 2.03
new Kotak Mahindra Bank 2023 Certificate of Deposit A1+ 0.00 - 2.02 2.02
equal IDFC First Bank 21/02/2023 Certificate of Deposit A1+ 0.00 - 2.01 2.01
new HDFC Bank 13/04/2023 Certificate of Deposit A1+ 0.00 - 1.99 1.99
equal Export-Import Bank 24/03/2023 Certificate of Deposit A1+ 0.00 - 1.87 1.87
equal Canara Bank 14/03/2023 Certificate of Deposit A1+ 0.00 - 2.30 1.80
equal JM Financial Credit Solutions 183-D 15/09/2022 Commercial Paper A1+ 0.00 - 1.79 1.79
new 7.97% Karnataka State 2022 State Development Loan SOV 0.00 - 1.74 1.74

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

*As on 30-Jun-2022

Fund Manager

— Amit Sharma since 08-Jul-2017

Education: Mr. Sharma is a B.Com, CA, FRM

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 5 years.

Funds Managed:

— Anurag Mittal since 01-Dec-2021

Education: Mr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.

Experience: Prior to joining IDFC AMC, he worked with HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).

Funds Managed:

Invest Online
0.04%

Change from previous, NAV as on 08-Aug-2022

Growth: ₹ 2,501.4117

IDCW Yearly: ₹ 1,489.8983

More

IDCW Weekly: ₹ 1,098.3799

IDCW Monthly: ₹ 1,037.9695

IDCW Half Yearly: ₹ 1,405.6060

IDCW Fortnightly: ₹ 1,160.6455

IDCW Daily: ₹ 1,070.2717

Investment Strategy

The scheme seeks to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments.

Investment Details

Min. Investment (₹) 500
Min. Addl Investment (₹) 500
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) 500
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 06-Jul-2009
Return Since Launch: 7.25%
Benchmark: CRISIL Money Market Fund AI Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 7,213 Cr (As on 31-Jul-2022)
Expense Ratio: 0.28% (As on 30-Jun-2022)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly01-Aug-20224.4857

 01-Jul-20224.4230
 01-Jun-20221.0087
 02-May-20222.7085
 04-Apr-20224.7893
 02-Mar-20223.5274
 01-Feb-20222.9182
 03-Jan-20223.5812
 01-Dec-20213.4830
 01-Nov-20212.6103
 01-Oct-20212.6056
 01-Sep-20213.5388
 02-Aug-20213.6524
 01-Jul-20213.1913
 01-Jun-20212.7250
 03-May-20213.1630
 05-Apr-20214.5360
 01-Mar-20213.1825
 01-Feb-20212.3495
 01-Jan-20212.8926
 01-Dec-20203.3103
 02-Nov-20204.2522
 01-Oct-20203.3394
 01-Sep-20203.8501
 03-Aug-20205.5488
IDCW Fortnightly25-Jul-20221.8253

 11-Jul-20222.9800
 27-Jun-20222.5943
 10-Jun-20222.5791
 25-May-20220.7416
 25-Apr-20222.1683
 11-Apr-20221.9211
 25-Mar-20222.7743
 10-Mar-20221.2321
 25-Feb-20222.2094
 10-Feb-20221.8134
 25-Jan-20221.7582
 10-Jan-20222.0156
 27-Dec-20211.8476
 10-Dec-20211.7782
 25-Nov-20211.8072
 10-Nov-20211.7961
 25-Oct-20211.2605
 11-Oct-20211.5370
 27-Sep-20211.3016
 13-Sep-20212.1711
 25-Aug-20212.1550
 11-Aug-20211.6897
 26-Jul-20211.8343
 12-Jul-20212.4365
IDCW Daily10-Mar-20220.3203

 09-Mar-20220.1054
 07-Mar-20220.3767
 04-Mar-20220.1287
 03-Mar-20220.1080
 02-Mar-20220.2772
 28-Feb-20220.4140
 25-Feb-20220.1146
 24-Feb-20220.1264
 23-Feb-20220.1409
 22-Feb-20220.1215
 21-Feb-20220.0382
 14-Feb-20220.2601
 11-Feb-20220.3046
 20-Dec-20210.3233
 17-Dec-20210.1108
 16-Dec-20210.1060
 15-Dec-20210.0721
 25-Aug-20210.1147
 24-Aug-20210.1020
 23-Aug-20210.3504
 22-Jun-20210.0364
 21-Jun-20210.3769
 18-Jun-20210.1240
 17-Jun-20210.1378
IDCW Weekly05-Jan-20210.6932

 29-Dec-20200.8512
 08-Sep-20200.1872
 11-Aug-20200.2436
 04-Aug-20200.9436
 28-Jul-20201.1797
 14-Jul-20201.8735
 07-Jul-202012.3367
 30-Jun-20201.3444
 23-Jun-20201.1978
 16-Jun-20201.5339
 09-Jun-20209.7235
 26-May-20201.3292
 19-May-20201.1677
 12-May-20201.1872
 05-May-20201.2345
 28-Apr-20201.1964
 21-Apr-20201.1430
 15-Apr-20200.1854
 04-Feb-20201.8450
 28-Jan-20202.2201
 21-Jan-20200.3577
 31-Dec-20191.5652
 24-Dec-20190.8058
 10-Dec-20191.0473

Contact Information

AMC: UTI Asset Management Company Ltd

Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001

Phone: 0263 2296993

Fax: (0260) 2421315

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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