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Mutual Fund Publication

UTI Money Market Fund - Regular Plan

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Debt: Money Market

1 Lakh

Investment Grown to
₹ 1.08 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Analyst's Choice?

Suitability:

Money Market debt funds invest in bonds with maturity of up to 1 year. They aim to earn slightly better returns than what you can get from a bank account or a short duration fixed deposit. The risk of incurring a loss in these funds is negligible but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. Here's why. Debt funds are very finely classified depending upon the maturity of the bonds they invest in. For instance, there's a different category of funds that invests in bonds of up to 3 months maturity, from the one that invests in bonds maturing in 3-6 months, and so on. We believe that such a nuanced classification adds little value to retail investors. They can avoid this complexity and simply invest the money they don't need for up to the next one year in a Liquid fund.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.93 0.01 0.11 0.56 1.43 3.18 7.61 7.44 7.60 8.04 8.10
CCIL T Bill Liquidity Weight 0.55 0.02 0.05 0.31 0.85 1.81 4.08 4.11 4.45 4.77 4.71
Debt: Money Market 0.90 0.01 0.11 0.53 1.38 3.21 7.40 7.02 7.41 7.89 7.98
Rank within category 10 11 8 6 5 10 7 5 6 6 7
Number of funds in category 19 19 19 19 19 19 17 13 13 13 12

As on 26-Feb-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 0.39 (26-Mar-2019 - 02-Apr-2019) -0.06 (09-Jul-2013 - 16-Jul-2013)
Month 0.96 (01-Mar-2019 - 02-Apr-2019) 0.31 (26-Dec-2009 - 25-Jan-2010)
Quarter 2.67 (24-Jul-2013 - 23-Oct-2013) 0.99 (26-Nov-2009 - 25-Feb-2010)
Year 9.86 (07-Sep-2011 - 06-Sep-2012) 4.47 (14-Jul-2009 - 14-Jul-2010)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.20 0.39 3.90 11.61 0.97 3.09
CCIL T Bill Liquidity Weight 4.06 0.27 -6.06 -10.48 -- --
Debt: Money Market 6.81 0.70 2.74 6.85 0.99 2.74
Rank within category 5 5 4 3 6 7
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jan-2020

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 67 67 37 41
Modified Duration (yrs) 0.31 0.36 0.31 0.34
Average Maturity (yrs) 0.32 0.69 0.25 0.33
Yield to Maturity (%) 5.73 8.08 5.52 5.72

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
up SIDBI 2020 Certificate of Deposit A1+ 0.00 - 4.95 4.95
new HDFC 120-D 15/05/2020 Commercial Paper A1+ 0.00 - 4.30 4.30
equal Export-Import Bank 27/03/2020 Certificate of Deposit A1+ 0.00 - 7.83 4.02
equal Reliance Industries 180-D 18/05/2020 Commercial Paper A1+ 0.00 - 3.91 3.68
equal Indusind Bank 20/05/2020 Certificate of Deposit A1+ 0.00 - 3.90 3.68
equal Can Fin Homes 363-D 01/06/2020 Commercial Paper A1+ 0.00 - 4.83 3.67
equal Larsen & Toubro 123-D 31/03/2020 Commercial Paper A1+ 0.00 - 3.28 3.09
new National Bank Agr. Rur. Devp 21/01/2021 Commercial Paper A1+ 0.00 - 2.95 2.95
equal Andhra Bank 2020 Certificate of Deposit A1+ 0.00 - 3.26 2.79
equal ICICI Bank 23/03/2020 Certificate of Deposit A1+ 0.00 - 3.29 2.48
equal JSW Steel 105-D 23/03/2020 Commercial Paper A1+ 0.00 - 2.62 2.47
new Axis Bank 29/04/2020 Certificate of Deposit A1+ 0.00 - 2.46 2.46
equal SIDBI 15/05/2020 Securitised Debt A1+ 0.00 - 3.25 2.46
equal Axis Finance 179-D 15/05/2020 Commercial Paper A1+ 0.00 - 2.60 2.45
equal Axis Bank 18/08/2020 Certificate of Deposit A1+ 0.00 - 2.56 2.42
equal Tata Capital Financial Services 365-D 27/08/2020 Commercial Paper A1+ 0.00 - 2.99 2.41
new Axis Bank 2021 Certificate of Deposit A1+ 0.00 - 2.36 2.36
equal Tata Capital Financial Services 180-D 18/05/2020 Commercial Paper A1+ 0.00 - 2.46 2.15
equal Andhra Bank 25/06/2020 Certificate of Deposit A1+ 0.00 - 1.94 1.83
new 7.80% GOI 2020 Central Government Loan SOV 0.00 - 1.76 1.76
equal Aditya Birla Finance 291-D 13/03/2020 Commercial Paper A1+ 0.00 - 1.65 1.55
equal Oriental Bank of Com. 2020 Certificate of Deposit A1+ 0.00 - 6.73 1.55
equal National Bank Agr. Rur. Devp 13/03/2020 Commercial Paper A1+ 0.00 - 1.55 1.24
equal Reliance Industries 179-D 02/03/2020 Commercial Paper A1+ 0.00 - 1.55 1.24
equal Standard Chartered Invest&Loan 175-D 09/03/2020 Commercial Paper A1+ 0.00 - 1.54 1.24

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2020

Fund Manager

— Amandeep Singh Chopra since 01-Jul-2015

Education: Mr. Chopra is a B.Sc. from St.Stephen's College and an MBA from FMS, Delhi.

Experience: He has been with associated with UTI AMC for over two decades.

Interviews:

Funds Managed:

— Amit Sharma since 08-Jul-2017

Experience: He has been associated with the Dept. of Fund Management of UTI for the past 4 years.

Funds Managed:

Invest Online
0.01%

Change from previous, NAV as on 26-Feb-2020

Growth: ₹ 2,239.6493

Flexi Dividend: ₹ 1,053.8871

More

Dividend Yearly: ₹ 1,333.9874

Dividend Weekly: ₹ 1,021.9800

Dividend Quarterly: ₹ 1,074.5898

Dividend Monthly: ₹ 1,041.1880

Dividend Half Yearly: ₹ 1,258.6306

Dividend Fortnightly: ₹ 1,158.5290

Dividend Daily: ₹ 1,003.3854

Investment Strategy

The scheme seeks to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 10,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) --
Exit Load 0

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 06-Jul-2009
Return Since Launch: 7.87%
Benchmark: CRISIL Money Market Index
Riskometer: Moderately Low
Type: Open-ended
Assets: ₹ 8,013 Cr (As on 31-Jan-2020)
Expense: 0.27% (As on 31-Jan-2020)
Risk Grade: --
Return Grade: Above Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Daily25-Feb-20200.1018

 24-Feb-20200.3937
 20-Feb-20200.1864
 18-Feb-20200.1474
 17-Feb-20200.3379
 14-Feb-20200.1426
 13-Feb-20200.1464
 12-Feb-20200.1302
 11-Feb-20200.2435
 10-Feb-20200.3475
 07-Feb-20200.1422
 06-Feb-20200.2760
 05-Feb-20200.1207
 04-Feb-20200.1325
 03-Feb-20200.3333
 31-Jan-20200.0979
 30-Jan-20200.0880
 29-Jan-20200.1264
 28-Jan-20200.0937
 27-Jan-20200.3240
 24-Jan-20200.1202
 23-Jan-20200.1494
 22-Jan-20200.1133
 21-Jan-20200.1133
 20-Jan-20200.3109
Dividend Fortnightly25-Feb-20202.1162

 10-Feb-20202.0327
 27-Jan-20201.9922
 10-Jan-20202.1807
 26-Dec-20191.8085
 10-Dec-20191.7754
 25-Nov-20192.1570
 11-Nov-20192.2806
 25-Oct-20192.4484
 10-Oct-20193.3259
 25-Sep-20191.1367
 11-Sep-20192.7881
 26-Aug-20191.9015
 13-Aug-20194.4249
 25-Jul-20193.0231
 10-Jul-20193.5840
 25-Jun-20192.1334
 10-Jun-20192.6581
 27-May-20194.1482
 10-May-20192.6285
 25-Apr-20191.4182
 10-Apr-20194.2346
 25-Mar-20192.6762
 11-Mar-20192.5276
 25-Feb-20192.4685
Dividend Weekly04-Feb-20201.8450

 28-Jan-20202.2201
 21-Jan-20200.3577
 31-Dec-20191.5652
 24-Dec-20190.8058
 10-Dec-20191.0473
 03-Dec-20191.3167
 26-Nov-20190.0708
 19-Nov-20191.1317
 13-Nov-20191.7036
 05-Nov-20190.7586
 29-Oct-20190.4247
 22-Oct-20190.8835
 15-Oct-20190.9999
 09-Oct-20190.7371
 01-Oct-20190.2346
 03-Sep-20191.0613
 27-Aug-20191.1280
 20-Aug-20190.8162
 13-Aug-20191.4589
 06-Aug-20191.5471
 30-Jul-20191.0825
 23-Jul-20190.9526
 16-Jul-20191.9104
 09-Jul-20191.7969
Dividend Monthly03-Feb-20203.7468

 01-Jan-20203.0050
 02-Dec-20193.8423
 01-Nov-20194.7695
 01-Oct-20193.6525
 03-Sep-20195.2668
 01-Aug-20196.9207
 01-Jul-20193.4433
 03-Jun-20197.0064
 02-May-20192.7045
 02-Apr-20197.1398
 01-Mar-20194.5233
 01-Feb-20195.2164
 01-Jan-20195.2827
 03-Dec-20185.3813
 01-Nov-20185.2383
 01-Oct-20184.0103
 03-Sep-20185.1569
 01-Aug-20184.6447
 02-Jul-20185.0925
 01-Jun-20184.2886
 02-May-20184.0184
 03-Apr-20185.2291
 02-Mar-20183.7823
 01-Feb-20184.1122

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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