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Aditya Birla Sun Life Medium Term Plan


1 Lakh

Investment declined to
₹ 0.97 Lakh

₹ 10000

Monthly SIP Declined to
₹ 1.15 Lakh

Analyst's Choice?

Suitability:

Medium Duration debt funds invest in bonds maturing in 3 to 4 years' time. They aim to earn slightly better returns than inflation and bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

We believe that retail investors who are looking to invest for 3 years or more should have at least some portion of their money in equity because of its ability to earn much higher returns. Therefore, Balanced Hybrid or Conservative Hybrid funds, which invest a part of your money in equity shares, are more suitable alternatives for an investment horizon of 3-5 years. They witness sharper ups and downs than Medium Duration debt funds but the possibility of incurring a loss is substantially reduced if you invest for 3 years and above.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 0.30 -0.01 0.22 0.36 -5.18 -6.01 -3.47 2.36 5.44 7.07 7.61
VR Bond 0.47 0.08 0.25 0.47 1.46 2.20 8.01 6.19 7.00 7.44 7.25
Debt: Medium Duration 0.42 0.09 0.36 0.44 1.14 2.79 4.34 5.38 6.53 7.35 7.45
Rank within category 16 19 18 15 17 17 14 13 10 7 5
Number of funds in category 18 19 19 17 17 17 16 15 12 9 8

As on 27-Jan-2020

Best & Worst Performance

Best (Period) Worst (Period)
Week 1.32 (29-Aug-2013 - 05-Sep-2013) -7.31 (18-Nov-2019 - 25-Nov-2019)
Month 2.45 (20-Aug-2013 - 19-Sep-2013) -6.84 (25-Oct-2019 - 25-Nov-2019)
Quarter 4.88 (06-Mar-2013 - 05-Jun-2013) -8.72 (19-Sep-2019 - 19-Dec-2019)
Year 13.09 (28-Aug-2013 - 28-Aug-2014) -4.68 (17-Jan-2019 - 17-Jan-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 2.69 4.45 -0.68 -0.51 0.62 -3.27
VR Bond 6.11 2.14 0.18 0.33 -- --
Debt: Medium Duration 5.31 3.10 0.11 0.41 0.57 -0.63
Rank within category 13 14 15 15 10 14
Number of funds in category 16 16 16 16 16 16

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Dec-2019

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 109 158 109 48
Modified Duration (yrs) 2.78 3.02 1.78 3.02
Average Maturity (yrs) 3.80 4.19 2.40 4.28
Yield to Maturity (%) 16.08 17.94 13.88 9.18

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal SP Imperial Star 23/03/2022 Debenture A- 0.00 - 9.25 9.25
up 7.26% GOI 14/01/2029 GOI Securities SOV 0.00 - 6.43 4.61
equal 7.35% Power Finance Corp. 15/10/2022 Debenture AAA 0.00 - 4.17 4.17
down 6.99% Air India Assets Holdings 16/12/2022 Debenture AAA 0.00 - 5.45 4.17
up TMF Holdings 2020 Debenture AA- 0.00 - 2.94 2.94
equal 7.72% GOI 25/05/2025 Central Government Loan SOV 0.00 - 2.83 2.83
down 8.37% REC 2028 Debenture AAA 2.71 - 4.71 2.71
up 7.32% GOI 28/01/2024 GOI Securities SOV 0.00 - 3.80 2.34
down 8.30% REC 25/03/2029 Non Convertible Debenture AAA 0.00 - 2.56 2.19
equal 7.42% Power Finance Corp. 19/11/2024 Non Convertible Debenture AAA 0.00 - 2.07 2.07
equal 8.81% JM Financial Products 13/11/2020 Debenture AA 1.02 - 2.03 2.03
equal 9.75% Uttar Pradesh Power Corporation 20/10/2022 Debenture AA- 0.98 - 1.92 1.92
equal 9.75% Uttar Pradesh Power Corporation 20/10/2023 Debenture AA- 0.98 - 1.91 1.91
equal 9.75% Uttar Pradesh Power Corporation 18/10/2024 Debenture AA- 0.97 - 1.89 1.89
equal 8.50% Bank of Baroda Bonds AA+ 1.01 - 1.87 1.87
new 8.40% JSW Energy 18/09/2020 Non Convertible Debenture AA- 0.00 - 1.66 1.66
equal 6.90% REC 30/06/2022 Debenture AAA 0.00 - 1.55 1.55
down 8.85% Power Finance Corp. 25/05/2029 Bonds/NCDs AAA 0.00 - 1.56 1.54
equal 8.03% Vodafone Idea 14/02/2022 Debenture BBB- 0.00 - 1.39 1.39
equal SP Imperial Star 23/03/2022 Debenture A+ 0.00 - 1.35 1.35
new Reserve Bank of India 76-D 17/03/2020 Cash Management Bill SOV 0.00 - 1.34 1.34
up 7.17% GOI 2028 GOI Securities SOV 0.00 - 2.12 1.28
equal 9.08% Union Bank of India 31/12/2099 Bonds AA 0.61 - 1.25 1.25
down 7.57% GOI 17/06/2033 GOI Securities SOV 0.00 - 2.10 1.24
new Aditya Birla Finance 25/06/2021 Deep Discount Bonds AAA 0.00 - 1.18 1.18

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Dec-2019

Fund Manager

— Maneesh Dangi since 01-Sep-2014

Education: Mr. Dangi is an MBA and FRM.

Experience: Prior to joining Birla Sun Life Asset Management Company he has worked with Pioneer Investcorp.

Funds Managed:

— Sunaina da Cunha since 01-Apr-2017

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:


-0.01%

Change from previous, NAV as on 27-Jan-2020

Growth: ₹ 21.8496

Dividend Quarterly: ₹ 9.4945

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Dividend Half Yearly: ₹ 9.6158

Dividend: ₹ 12.7177


Investment Strategy

The Scheme seeks to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Exit Load For units in excess of 15% of the investment,2% will be charged for redemption within 365 days
For units in excess of 15% of the investment,1% will be charged for redemption between 366 - 730 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 25-Mar-2009
Return Since Launch: 7.47%
Benchmark: CRISIL Medium Term Debt
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 4,814 Cr (As on 31-Dec-2019)
Expense: 1.65% (As on 31-Dec-2019)
Risk Grade: Above Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Half Yearly16-Sep-20190.3022

 15-Mar-20190.3126
 17-Sep-20180.3424
 15-Mar-20180.3054
 15-Sep-20170.4094
 15-Mar-20170.2166
 15-Sep-20160.4323
 15-Mar-20160.2643
 15-Sep-20150.2944
 16-Mar-20150.4186
 15-Sep-20140.3911
 18-Mar-20140.3881
 17-Sep-20130.1380
 17-May-20130.1884
 15-Mar-20130.3572
 17-Sep-20120.1599
 28-Jun-20120.0261
 14-Jun-20120.0401
 28-May-20120.0223
 14-May-20120.0914
 30-Apr-20120.0264
 16-Apr-20120.0574
 28-Mar-20120.0590
 14-Mar-20120.0233
 28-Feb-20120.0280
Dividend Quarterly16-Sep-20190.1457

 17-Jun-20190.0774
 17-Dec-20180.0761
 17-Sep-20180.1266
 15-Jun-20180.1034
 15-Mar-20180.1089
 15-Dec-20170.1432
 15-Sep-20170.1716
 15-Jun-20170.1616
 15-Mar-20170.1707
 15-Dec-20160.2014
 15-Sep-20160.2097
 15-Jun-20160.2105
 15-Mar-20160.1239
 15-Dec-20150.1846
 15-Sep-20150.1666
 15-Jun-20150.1781
 16-Mar-20150.1770
 15-Dec-20140.2235
 15-Sep-20140.1822
 16-Jun-20140.2368
 18-Mar-20140.2432
 16-Dec-20130.2377
 17-Sep-20130.1075
 17-May-20130.1849
Dividend31-Jan-20190.8284

 25-Jan-20180.8306
 24-Mar-20170.8089
 25-Mar-20130.7000
 28-Jun-20120.0650
 28-May-20120.1288
 30-Apr-20120.0899
 28-Mar-20120.0654
 28-Feb-20120.0462
 30-Jan-20120.0840
 28-Dec-20110.0660
 28-Nov-20110.0711
 28-Oct-20110.0485
 28-Sep-20110.0108
 26-Aug-20110.0428
 28-Jul-20110.0580
 28-Jun-20110.0935
 27-May-20110.0610
 28-Apr-20110.0843
 28-Mar-20110.0625
 28-Feb-20110.0374
 28-Jan-20110.0644
 28-Dec-20100.0496
 29-Nov-20100.0495
 28-Oct-20100.0362
Dividend Quarterly11-Feb-20110.1054

 15-Dec-20100.1318
 15-Sep-20100.1112
 15-Jun-20100.1112
 15-Mar-20100.0876
 15-Dec-20090.1402
 22-Jul-20090.2114

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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