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2 star

Aditya Birla Sun Life Medium Term Plan


1 Lakh

Investment Grown to
₹ 1.08 Lakh

₹ 10000

Monthly SIP Grown to
₹ 1.24 Lakh

Suitability:

"Medium Duration debt funds invest mainly in bonds maturing in about three to four years. They aim to earn better returns than bank fixed deposits of a similar duration. The risk of incurring a loss in these funds over the said time frame is low, but they do not guarantee returns or safety of capital.

Retail investors can avoid these funds altogether. We believe that Short Duration funds are a better alternative for the fixed-income allocation in an investor’s portfolio.

We also believe that investors with an investment horizon of more than three years may consider investing some portion of their money in equity funds to earn higher returns. They witness more severe ups and downs than debt funds but the possibility of incurring a loss reduces with an increase in one’s investment horizon."

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 7.11 0.07 0.16 0.44 1.14 2.59 7.65 3.63 4.58 6.22 7.66
VR Bond 2.68 0.01 0.10 0.60 1.14 2.12 2.88 6.14 5.55 6.65 7.32
Debt: Medium Duration 4.92 0.08 0.12 0.43 0.95 3.07 5.22 5.32 5.84 6.70 7.49
Rank within category 2 15 3 11 2 10 2 11 11 7 4
Number of funds in category 21 22 22 22 22 21 21 14 13 10 7

As on 08-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Aditya Birla Sun Life Medium Term Plan  | Invest Online
2 star
Mar-09 7.65 3.63 4.58 1.58% 1,565
SBI Magnum Medium Duration Fund  | Invest Online
5 star
Nov-03 4.37 9.22 8.25 1.21% 11,135
ICICI Prudential Medium Term Bond Fund  | Invest Now
4 star
Sep-04 5.77 8.53 7.37 1.40% 7,233
HDFC Medium Term Debt Fund  | Invest Online
4 star
Feb-02 5.45 8.21 7.04 1.34% 4,256
IDFC Bond Fund Medium Term Plan - Regular Plan
4 star
Jul-03 2.93 7.64 6.77 1.47% 3,980

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 4.66 24-Jun-2020 - 01-Jul-2020 -7.31 18-Nov-2019 - 25-Nov-2019
Month 6.41 10-Jun-2020 - 10-Jul-2020 -6.84 25-Oct-2019 - 25-Nov-2019
Quarter 9.22 29-Apr-2020 - 29-Jul-2020 -8.72 19-Sep-2019 - 19-Dec-2019
Year 17.87 29-Apr-2020 - 29-Apr-2021 -9.37 30-Apr-2019 - 29-Apr-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.88 6.83 0.01 0.01 0.19 -0.36
VR Bond 6.20 2.04 1.18 1.59 -- --
Debt: Medium Duration 5.44 4.84 0.82 1.16 0.45 0.57
Rank within category 11 12 11 11 3 10
Number of funds in category 14 14 14 14 14 14

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Portfolio Aggregates

Fund 1Y High 1Y Low Category
Number of Securities 85 89 83 43
Modified Duration (yrs) 3.08 3.56 2.59 2.95
Average Maturity (yrs) 4.09 4.87 3.30 4.26
Yield to Maturity (%) 7.00 7.32 6.47 6.33
Avg Credit Rating AA -- -- --

Value Research Fund Style

Credit Rating vis-à-vis Category

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Top Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 9.25% Shriram City Union Finance 28/05/2024 Debenture AA 0.53 - 6.54 6.54
equal 9.75% Uttar Pradesh Power Corporation 20/10/2022 Debenture AA- 4.94 - 6.06 6.06
up 6.67% GOI 15/12/2035 GOI Securities SOV 0.00 - 3.49 3.49
equal 6.40% Embassy Office Parks REIT 15/02/2024 Debenture AAA 0.00 - 3.21 3.21
equal Mahindra Rural Housing Finance 17/06/2024 Debenture AA+ 0.00 - 3.15 3.15
equal 6.50% Tata Realty and Infrastructure 17/07/2024 Non Convertible Debenture AA 0.00 - 3.10 3.10
equal 5.90% Bharti Hexacom 30/04/2024 Debenture AA+ 0.00 - 3.06 3.06
equal 6.10% Sundew Properties 28/06/2024 Debenture AAA 0.00 - 2.86 2.86
equal JM Financial Credit Solutions 23/07/2024 Debenture AA 0.00 - 2.85 2.85
equal 8.15% GOI 24/11/2026 Central Government Loan SOV 2.69 - 3.00 2.81
equal Bharti Hexacom 19/01/2024 Non Convertible Debenture AA+ 0.00 - 2.56 2.56
equal 6.94% GIC Housing Fin. 22/02/2023 Debenture AA+ 0.00 - 2.55 2.55
down 10.50% Indusind Bank Additional Tier 1 Bond AA 1.99 - 2.58 2.34
equal 8.25% DLF 25/03/2024 Debenture AA- 0.00 - 2.24 2.24
equal 11.10% Hinduja Leyland Finance 2022 Debenture AA 0.00 - 2.22 2.22
equal Varanasi Sangam Expressway 29/12/2034 Non Convertible Debenture AAA 0.00 - 2.12 2.12
new 6.70% DLF Cyber City Developers 30/09/2024 Debenture AA 0.00 - 1.92 1.92
equal 9.00% Indostar Capital Finance 2023 Debenture AA- 0.00 - 1.92 1.92
equal 6.64% GOI 16/06/2035 GOI Securities SOV 0.00 - 7.32 1.90
equal 6.22% GOI 16/03/2035 GOI Securities SOV 0.00 - 4.00 1.83
equal 7.50% Vedanta 17/03/2022 Debenture AA- 0.00 - 1.73 1.73
equal Muthoot Finance 19/04/2023 Bonds/Debentures AA+ 0.00 - 1.66 1.66
equal 7.15% G R Infraprojects 31/05/2024 Debenture AA 0.00 - 1.61 1.61
equal 10.32% Andhra Pradesh Capital Region Development Authority 16/08/2025 Debenture A+ 1.31 - 1.54 1.54
equal 8.94% Power Finance Corporation 25/03/2028 Bonds AAA 1.19 - 1.42 1.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Nov-2021

Fund Manager

— Mohit Sharma since 06-Aug-2020

Education: Mr. Sharma is B Tech (IIT - Madras) and PGDCM (IIM Calcutta).

Experience: Prior to joining Aditya Birla Sun Life AMC, he ran his own healthcare-tech business (June 2012 - May 2015). he has also worked as an Interest Rates Trader in Standard Chartered Bank (May 2007 - June 2011) and ICICI Bank Ltd (June 2006 - April 2007). He started his career in the Equity Research in Irevna Ltd (June 2005 - June 2006).

Funds Managed:

— Sunaina da Cunha since 01-Apr-2017

Education: Ms. Cunha is a B.Com (H) and MBA from FMS, Delhi.

Experience: Prior to joining Aditya Birla Sun Life Asset Management Company, she has worked with Aditya Birla Management Corporation Ltd.

Funds Managed:


0.07%

Change from previous, NAV as on 08-Dec-2021

Growth: ₹ 25.2241

IDCW Quarterly: ₹ 10.4841

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IDCW Half Yearly: ₹ 10.5779

IDCW: ₹ 13.1143


Investment Strategy

The Scheme seeks to generate regular income and capital appreciation by predominantly investing in a portfolio of debt securities with medium term maturity.

Investment Details

Minimum Investment (₹) 1,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load For units in excess of 15% of the investment,2% will be charged for redemption within 365 days
For units in excess of 15% of the investment,1% will be charged for redemption between 366 - 730 days

Basic Details

Fund House: Aditya Birla Sun Life Mutual Fund
Launch Date: 25-Mar-2009
Return Since Launch: 7.55%
Benchmark: CRISIL Medium Term Debt Index
Riskometer: High
Type: Open-ended
Assets: ₹ 1,565 Cr (As on 30-Nov-2021)
Expense: 1.58% (As on 31-Oct-2021)
Risk Grade: Above Average
Return Grade: Below Average

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Half Yearly15-Sep-20210.2600

 15-Mar-20210.2478
 16-Sep-20190.3022
 15-Mar-20190.3126
 17-Sep-20180.3424
 15-Mar-20180.3054
 15-Sep-20170.4094
 15-Mar-20170.2166
 15-Sep-20160.4323
 15-Mar-20160.2643
 15-Sep-20150.2944
 16-Mar-20150.4186
 15-Sep-20140.3911
 18-Mar-20140.3881
 17-Sep-20130.1380
 17-May-20130.1884
 15-Mar-20130.3572
 17-Sep-20120.1599
 28-Jun-20120.0261
 14-Jun-20120.0401
 28-May-20120.0223
 14-May-20120.0914
 30-Apr-20120.0264
 16-Apr-20120.0574
 28-Mar-20120.0590
IDCW Quarterly15-Sep-20210.1306

 15-Jun-20210.1289
 15-Mar-20210.1249
 15-Dec-20200.0757
 16-Sep-20190.1457
 17-Jun-20190.0774
 17-Dec-20180.0761
 17-Sep-20180.1266
 15-Jun-20180.1034
 15-Mar-20180.1089
 15-Dec-20170.1432
 15-Sep-20170.1716
 15-Jun-20170.1616
 15-Mar-20170.1707
 15-Dec-20160.2014
 15-Sep-20160.2097
 15-Jun-20160.2105
 15-Mar-20160.1239
 15-Dec-20150.1846
 15-Sep-20150.1666
 15-Jun-20150.1781
 16-Mar-20150.1770
 15-Dec-20140.2235
 15-Sep-20140.1822
 16-Jun-20140.2368
IDCW25-Jan-20210.6500

 31-Jan-20200.5474
 31-Jan-20190.8284
 25-Jan-20180.8306
 24-Mar-20170.8089
 25-Mar-20130.7000
 28-Jun-20120.0650
 28-May-20120.1288
 30-Apr-20120.0899
 28-Mar-20120.0654
 28-Feb-20120.0462
 30-Jan-20120.0840
 28-Dec-20110.0660
 28-Nov-20110.0711
 28-Oct-20110.0485
 28-Sep-20110.0108
 26-Aug-20110.0428
 28-Jul-20110.0580
 28-Jun-20110.0935
 27-May-20110.0610
 28-Apr-20110.0843
 28-Mar-20110.0625
 28-Feb-20110.0374
 28-Jan-20110.0644
 28-Dec-20100.0496
IDCW Quarterly11-Feb-20110.1054

 15-Dec-20100.1318
 15-Sep-20100.1112
 15-Jun-20100.1112
 15-Mar-20100.0876
 15-Dec-20090.1402
 22-Jul-20090.2114

Contact Information

AMC: Aditya Birla Sun Life AMC Ltd.

Address: One India Bulls Center - Tower 1, 17th Floor - Jupiter Mills Compound, 841 Senapati Bhawan, Elphinstone Road, Mumbai - 400013

Phone: 022-43568000 / 1800-270-7000 / 1800-22-7000

Fax: 022-43568110

Website: http://mutualfund.adityabirlacapital.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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