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2 star

BOI AXA Conservative Hybrid Fund - Regular Plan


Hybrid: Conservative Hybrid

1 Lakh

Investment declined to
₹ 0.98 Lakh

₹ 10000

Monthly SIP Declined to
₹ 3.49 Lakh

Suitability:

When you invest for three years or above, you can expect gains that beat the inflation rate and are also slightly higher than fixed income options. But be prepared for some ups and downs in your investment value along the way.

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds and commodities. Given their underlying investments, these funds offer a viable alternative to regular income seekers. To derive dependable, inflation-protected income, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6% of the value of your investment every year.

Warning: Do not invest in this, or any other aggressive hybrid fund, if you need to redeem your investment in less than three years.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 25% (effectively 29.12%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT).Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 1.76 0.27 0.80 2.40 2.80 1.56 5.22 -0.73 3.42 5.69 5.81
VR MIP TRI -0.05 0.30 0.95 2.79 7.54 -0.34 3.19 6.45 7.26 8.41 7.89
Hybrid: Conservative Hybrid -0.32 0.25 0.97 2.87 6.25 -0.71 2.64 3.66 6.00 7.98 7.58
Rank within category 18 14 24 26 36 17 14 32 29 27 26
Number of funds in category 38 38 38 38 38 38 37 35 32 30 27

As on 09-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BOI AXA Conservative Hybrid Fund - Regular Plan  | Invest Online
2 star
Mar-09 5.22 -0.73 3.42 2.32 93
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 6.94 6.70 8.70 1.95 1,544
HDFC Hybrid Debt Fund  | Invest Online
2 star
Dec-03 1.88 3.02 6.38 1.86 2,344
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
Dec-03 0.19 2.82 5.56 1.78 1,658
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
May-04 -1.32 1.31 5.75 1.97 1,203

Best & Worst Performance

Best (Period) Worst (Period)
Week 3.37 (24-Mar-2020 - 31-Mar-2020) -5.89 (20-Jun-2019 - 27-Jun-2019)
Month 5.86 (23-Mar-2020 - 22-Apr-2020) -11.71 (27-May-2019 - 26-Jun-2019)
Quarter 8.34 (02-Apr-2009 - 03-Jul-2009) -13.05 (18-Apr-2019 - 19-Jul-2019)
Year 18.37 (30-Jan-2014 - 30-Jan-2015) -14.45 (21-Aug-2018 - 22-Aug-2019)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund -0.59 8.60 -0.68 -0.51 0.62 -6.37
VR MIP TRI 6.06 6.50 0.12 0.13 -- --
Hybrid: Conservative Hybrid 3.54 7.02 -0.20 -0.16 0.84 -2.40
Rank within category 33 30 34 31 10 33
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 24
Number of Bonds 12
Average Maturity (yrs) 2.43
Top 10 Holdings (%) 59.13
Portfolio P/B Ratio 4.94
Portfolio P/E Ratio 30.00

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.35% REC 13/03/2022 Debenture AAA 6.20 - 11.07 11.07
equal 8.80% LIC Housing Fin. 24/12/2020 Debenture AAA 0.00 - 8.74 8.74
new 6.45% GOI 2029 GOI Securities SOV 0.00 - 13.76 8.30
equal Axis Bank 2020 Certificate of Deposit A1+ 0.00 - 6.31 6.31
equal HDFC 363-D 10/02/2021 Commercial Paper A1+ 0.00 - 6.22 6.22
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 3.15 - 5.77 5.77
new Reliance Industries 91-D 18/08/2020 Commercial Paper A1+ 0.00 - 5.32 5.32
down 7.83% Maharashtra State 2030 State Development Loan SOV 0.00 - 6.83 2.94
new 5.79% GOI 2030 GOI Securities SOV 0.00 - 2.68 2.68
equal Sintex-BAPL 31/12/2020 Debenture D 0.00 - 0.00 0.00
equal Sintex-BAPL 31/12/2021 Debenture D 0.00 - 0.00 0.00
equal Sintex-BAPL 31/12/2022 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Bharti Airtel Communication -- 1.78 0.00 1.78
up Hindustan Unilever FMCG 75.69 2.47 0.00 1.77
equal Torrent Pharmaceuticals Healthcare 39.02 1.75 0.00 1.75
equal Jubilant FoodWorks Services 79.45 1.63 0.00 1.60
up Tata Consultancy Services Technology 25.58 2.09 0.00 1.44
up Infosys Technology 20.06 1.43 0.00 1.43
up Reliance Industries Energy 31.35 1.51 0.00 1.41
up Dr. Reddy's Lab Healthcare 31.97 1.22 0.00 1.22
up Pfizer Healthcare 37.04 1.15 0.00 1.10
down Timken India Engineering 30.45 1.05 0.26 0.91
down HDFC Financial 15.72 2.82 0.00 0.89
equal Navin Fluorine International Chemicals 20.88 0.84 0.00 0.84
equal Alkem Laboratories Healthcare 25.70 0.83 0.00 0.73
down Astral Poly Technik Chemicals 58.24 1.02 0.34 0.72
down Dabur India FMCG 57.88 1.48 0.00 0.70
equal Procter & Gamble Health Healthcare 42.04 0.69 0.00 0.66
equal GMM Pfaudler Engineering 85.14 0.61 0.00 0.61
equal HDFC Life Insurance Financial -- 0.86 0.00 0.56
down ICICI Bank Financial 25.08 3.35 0.00 0.53
down HDFC Bank Financial 22.68 3.75 0.00 0.51
new Granules India Healthcare 17.17 0.44 0.00 0.44
equal Larsen & Toubro Construction 13.89 1.23 0.21 0.30
equal L&T Technology Services Engineering 17.96 0.65 0.00 0.27
equal SBI Life Insurance Company Financial 59.09 0.34 0.00 0.25

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Alok Singh since 22-May-2012

Education: Mr. Singh is a CFA and PGDBA from ICFAI Business School.

Experience: Prior to joining BOI AXA AMC he has worked with BNP Paribas Asset Management and Axis Bank

Funds Managed:


0.27%

Change from previous, NAV as on 09-Jul-2020

Growth: ₹ 19.4044

Dividend Yearly: ₹ 9.6648

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Dividend Quarterly: ₹ 10.3541

Dividend Monthly: ₹ 10.4637


Investment Strategy

The Scheme seeks to generate regular income through investments of a substantial portion in fixed income securities and long term capital appreciation by investing upto 20% of the net assets in equity and equity related instruments. The scheme will seek to build a well-diversified, high credit portfolio that minimizes liquidity risk and credit risk.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: BOI AXA Mutual Fund
Launch Date: 18-Mar-2009
Return Since Launch: 6.03%
Benchmark: CRISIL Hybrid 85+15 Conservative
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 93 Cr (As on 31-May-2020)
Expense: 2.32% (As on 31-May-2020)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly25-Apr-20190.0720

 25-Mar-20190.0720
 26-Dec-20180.0483
 26-Nov-20180.0720
 25-Sep-20180.0720
 28-Aug-20180.0720
 25-Jul-20180.0720
 25-Jun-20180.0720
 25-May-20180.0720
 25-Apr-20180.0720
 26-Mar-20180.0722
 26-Feb-20180.0722
 25-Jan-20180.0722
 27-Dec-20170.0722
 27-Nov-20170.0722
 25-Oct-20170.0722
 26-Sep-20170.0722
 28-Aug-20170.0722
 25-Jul-20170.0722
 27-Jun-20170.0722
 25-May-20170.0722
 25-Apr-20170.0722
 27-Mar-20170.0722
 27-Feb-20170.0722
 25-Jan-20170.0722
Dividend Quarterly25-Mar-20190.0332

 25-Jun-20180.0864
 26-Mar-20180.1445
 27-Dec-20170.1445
 26-Sep-20170.1445
 27-Jun-20170.1083
 27-Mar-20170.1806
 26-Dec-20160.1806
 27-Sep-20160.1445
 27-Jun-20160.1445
 28-Mar-20160.1445
 28-Dec-20150.2167
 28-Sep-20150.2167
 29-Jun-20150.2167
 25-Mar-20150.2178
 18-Dec-20140.2178
 25-Sep-20140.3896
 25-Jun-20140.2338
 25-Mar-20140.0779
 26-Dec-20130.1023
 25-Sep-20130.1948
 25-Jun-20130.3117
 25-Mar-20130.2643
 26-Dec-20120.2643
 26-Mar-20120.1762
Dividend Yearly25-Mar-20190.0720

 25-Sep-20180.0286
 25-Jun-20180.0720
 26-Mar-20180.1445
 27-Dec-20170.1445
 26-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1806
 26-Dec-20160.1806
 27-Sep-20160.1445
 27-Jun-20160.1445
 28-Mar-20160.1011
 28-Dec-20150.1445
 28-Sep-20150.1806
 29-Jun-20150.3612
 25-Mar-20150.3629
 18-Dec-20140.1815
 25-Sep-20140.3896
 25-Mar-20140.3896
 26-Dec-20130.7793
 25-Jun-20130.3896
 25-Mar-20130.4405
 26-Dec-20120.4400

Contact Information

AMC: BOI AXA Investment Managers Private Ltd.

Address: B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013

Email: [email protected]

Website: http://www.boiaxamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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