VR Logo

1 star

BOI AXA Conservative Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.05 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.96 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 3.60 -0.01 0.43 2.10 3.59 4.25 15.96 1.68 4.62 5.93 6.77
VR MIP TRI 5.40 0.20 0.52 2.69 2.76 6.81 20.14 9.94 9.56 8.92 9.07
Hybrid: Conservative Hybrid 5.08 0.02 0.31 2.34 3.32 5.97 17.02 7.29 7.72 8.12 8.56
Rank within category 25 27 7 23 12 26 17 29 29 26 25
Number of funds in category 34 37 37 36 36 34 34 31 31 28 26

As on 14-Jun-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BOI AXA Conservative Hybrid Fund - Regular Plan  | Invest Online
1 star
Mar-09 15.96 1.68 4.62 2.32 57
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 16.52 9.55 10.03 1.76 3,260
HDFC Hybrid Debt Fund  | Invest Online
4 star
Dec-03 25.06 9.74 9.11 1.88 2,500
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 22.46 9.62 8.73 1.18 1,436
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
Dec-03 22.12 11.23 10.02 2.24 582

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.37 24-Mar-2020 - 31-Mar-2020 -5.89 20-Jun-2019 - 27-Jun-2019
Month 5.86 23-Mar-2020 - 22-Apr-2020 -11.71 27-May-2019 - 26-Jun-2019
Quarter 8.34 02-Apr-2009 - 03-Jul-2009 -13.05 18-Apr-2019 - 19-Jul-2019
Year 18.83 23-Mar-2020 - 23-Mar-2021 -14.45 21-Aug-2018 - 22-Aug-2019

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.81 8.98 -0.28 -0.22 0.67 -6.00
VR MIP TRI 9.52 6.87 0.76 0.89 -- --
Hybrid: Conservative Hybrid 6.97 6.51 0.51 0.61 0.72 -1.10
Rank within category 29 29 30 30 12 30
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-May-2021

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 22
Number of Bonds 12
Average Maturity (yrs) 1.39
Top 10 Holdings (%) 62.26
Portfolio P/B Ratio 3.80
Portfolio P/E Ratio 28.58

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

ajax-loader
Please wait...

Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 6.08 - 9.43 9.38
equal 8.35% REC 13/03/2022 Debenture AAA 6.16 - 12.02 9.12
equal 7.50% Power Finance Corporation 16/08/2021 Debenture AAA 0.00 - 8.97 8.91
new Axis Bank 22/10/2021 Certificate of Deposit A1+ 0.00 - 7.84 7.84
up 5.85% GOI 2030 GOI Securities SOV 0.00 - 4.81 4.81
equal 8.02% Bharat Petroleum Corporation 2024 Debenture AAA 0.00 - 4.67 4.66
equal 7.20% Power Grid Corporation 21/12/2021 Bonds AAA 0.00 - 4.53 4.50
equal 4.58% SIDBI 18/12/2023 Debenture AAA 0.00 - 4.42 4.41
equal Reserve Bank of India 364-D 03/06/2021 Treasury Bills SOV 0.00 - 4.33 4.33
new Reserve Bank of India 91-D 26/08/2021 Treasury Bills SOV 0.00 - 4.30 4.30
equal Sintex-BAPL 31/12/2021 Debenture D 0.00 - 0.00 0.00
equal Sintex-BAPL 31/12/2022 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up State Bank of India Financial 17.13 2.36 0.00 2.36
equal Birla Corporation Construction 15.01 2.33 0.00 2.33
down Bharti Airtel Communication -- 2.38 0.00 2.08
equal Infosys Technology 32.40 2.29 0.00 1.97
equal Hindustan Unilever FMCG 70.11 2.64 0.00 1.86
equal Tata Consultancy Services Technology 37.22 2.09 0.00 1.84
equal Dr. Reddy's Lab Healthcare 46.24 1.64 0.00 1.41
equal ICICI Bank Financial 24.28 3.35 0.00 1.35
equal Asian Paints Chemicals 93.07 1.51 0.00 1.05
down HDFC Bank Financial 25.86 3.75 0.00 0.99
down Navin Fluorine International Chemicals 64.55 1.17 0.00 0.86
down Reliance Industries Energy 31.08 2.27 0.00 0.84
up Ultratech Cement Construction 35.26 0.83 0.00 0.83
up Mastek Technology 25.07 0.68 0.00 0.68
new Lux Industries Textiles 32.40 0.66 0.00 0.66
new Solara Active Pharma Sciences Healthcare 27.38 0.50 0.00 0.50
equal Hawkins Cookers Cons Durable 39.76 0.42 0.00 0.42
up Nazara Technologies Communication 556.12 0.33 0.00 0.33
equal Laxmi Organic Industries Chemicals 46.94 0.28 0.00 0.28
equal ITC FMCG 19.36 1.37 0.00 0.27
down SBI Cards & Payments Services Financial 102.75 0.87 0.00 0.22
down UTI Asset Management Co. Financial 20.11 0.41 0.00 0.08

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2021

Fund Manager

— Alok Singh since 22-May-2012

Education: Mr. Singh is a CFA and PGDBA from ICFAI Business School.

Experience: Prior to joining BOI AXA AMC he has worked with BNP Paribas Asset Management and Axis Bank

Funds Managed:


-0.01%

Change from previous, NAV as on 14-Jun-2021

Growth: ₹ 22.0044

IDCW Yearly: ₹ 10.6812

More

IDCW Quarterly: ₹ 11.7415

IDCW Monthly: ₹ 11.6273


Investment Strategy

The Scheme seeks to generate regular income through investments of a substantial portion in fixed income securities and long term capital appreciation by investing upto 20% of the net assets in equity and equity related instruments. The scheme will seek to build a well-diversified, high credit portfolio that minimizes liquidity risk and credit risk.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: BOI AXA Mutual Fund
Launch Date: 18-Mar-2009
Return Since Launch: 6.65%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 57 Cr (As on 31-May-2021)
Expense: 2.32% (As on 30-Apr-2021)
Risk Grade: High
Return Grade: Low
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly02-Feb-20210.2309

 25-Apr-20190.0720
 25-Mar-20190.0720
 26-Dec-20180.0483
 26-Nov-20180.0720
 25-Sep-20180.0720
 28-Aug-20180.0720
 25-Jul-20180.0720
 25-Jun-20180.0720
 25-May-20180.0720
 25-Apr-20180.0720
 26-Mar-20180.0722
 26-Feb-20180.0722
 25-Jan-20180.0722
 27-Dec-20170.0722
 27-Nov-20170.0722
 25-Oct-20170.0722
 26-Sep-20170.0722
 28-Aug-20170.0722
 25-Jul-20170.0722
 27-Jun-20170.0722
 25-May-20170.0722
 25-Apr-20170.0722
 27-Mar-20170.0722
 27-Feb-20170.0722
IDCW Yearly02-Feb-20210.2697

 25-Mar-20190.0720
 25-Sep-20180.0286
 25-Jun-20180.0720
 26-Mar-20180.1445
 27-Dec-20170.1445
 26-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1806
 26-Dec-20160.1806
 27-Sep-20160.1445
 27-Jun-20160.1445
 28-Mar-20160.1011
 28-Dec-20150.1445
 28-Sep-20150.1806
 29-Jun-20150.3612
 25-Mar-20150.3629
 18-Dec-20140.1815
 25-Sep-20140.3896
 25-Mar-20140.3896
 26-Dec-20130.7793
 25-Jun-20130.3896
 25-Mar-20130.4405
 26-Dec-20120.4400
IDCW Quarterly25-Mar-20190.0332

 25-Jun-20180.0864
 26-Mar-20180.1445
 27-Dec-20170.1445
 26-Sep-20170.1445
 27-Jun-20170.1083
 27-Mar-20170.1806
 26-Dec-20160.1806
 27-Sep-20160.1445
 27-Jun-20160.1445
 28-Mar-20160.1445
 28-Dec-20150.2167
 28-Sep-20150.2167
 29-Jun-20150.2167
 25-Mar-20150.2178
 18-Dec-20140.2178
 25-Sep-20140.3896
 25-Jun-20140.2338
 25-Mar-20140.0779
 26-Dec-20130.1023
 25-Sep-20130.1948
 25-Jun-20130.3117
 25-Mar-20130.2643
 26-Dec-20120.2643
 26-Mar-20120.1762

Contact Information

AMC: BOI AXA Investment Managers Private Ltd.

Address: B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013

Email: [email protected]

Website: http://www.boiaxamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Upcoming Video

Investors' Hangout

Your investment strategy after the debt fund fiasco

DateFriday, 18-Jun-2021
Time12:30 PM - 01:00 PM