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1 star

BOI AXA Conservative Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.12 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.08 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 8.17 -0.19 0.23 -0.34 0.39 4.82 9.59 3.93 4.31 5.48 7.06
VR MIP TRI 10.44 -0.46 0.39 -1.10 0.55 5.28 13.12 10.42 9.54 8.53 9.63
Hybrid: Conservative Hybrid 10.11 -0.16 0.26 -0.10 1.43 5.21 11.99 8.50 7.16 7.54 8.97
Rank within category 19 23 17 21 29 16 20 27 27 25 26
Number of funds in category 32 35 35 35 35 35 32 29 29 27 27

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BOI AXA Conservative Hybrid Fund - Regular Plan  | Invest Online
1 star
Mar-09 9.59 3.93 4.31 2.32% 49
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 15.88 12.18 8.35 1.10% 4,369
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 10.97 10.37 9.38 1.73% 3,384
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
Dec-03 15.32 13.10 9.39 1.90% 1,160
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
Apr-01 11.39 11.53 8.85 1.87% 959

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.37 24-Mar-2020 - 31-Mar-2020 -5.89 20-Jun-2019 - 27-Jun-2019
Month 5.86 23-Mar-2020 - 22-Apr-2020 -11.71 27-May-2019 - 26-Jun-2019
Quarter 8.34 02-Apr-2009 - 03-Jul-2009 -13.05 18-Apr-2019 - 19-Jul-2019
Year 18.83 23-Mar-2020 - 23-Mar-2021 -14.45 21-Aug-2018 - 22-Aug-2019

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 4.19 8.39 0.05 0.03 0.55 -3.05
VR MIP TRI 10.03 6.79 0.92 1.13 -- --
Hybrid: Conservative Hybrid 8.30 6.29 0.83 0.97 0.68 0.29
Rank within category 28 28 28 28 7 29
Number of funds in category 30 30 30 30 30 30

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 19
Number of Bonds 11
Average Maturity (yrs) 1.24
Top 10 Holdings (%) 50.38
Portfolio P/B Ratio 3.55
Portfolio P/E Ratio 27.98

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.35% REC 13/03/2022 Debenture AAA 6.83 - 10.30 10.30
equal 6.10% GOI 2031 GOI Securities SOV 0.00 - 5.97 5.97
equal 8.02% Bharat Petroleum Corporation 2024 Debenture AAA 3.48 - 5.36 5.36
equal 7.70% National Bank Agr. Rur. Devp 20-D 13/06/2022 Non Convertible Debenture AAA 0.00 - 5.18 5.18
equal 7.20% Power Grid Corporation 21/12/2021 Bonds AAA 3.36 - 5.10 5.10
equal 4.58% SIDBI 18/12/2023 Debenture AAA 0.00 - 5.05 5.05
equal Reserve Bank of India 182-D 06/01/2022 Treasury Bills SOV 0.00 - 4.94 4.94
equal 8.05% HDFC 20/06/2022 Debenture AAA 0.00 - 3.11 3.11
equal 7.67% L&T Infrastructre Finance 18/03/2022 Non Convertible Debenture AAA 0.00 - 2.05 2.05
equal Sintex-BAPL 31/12/2021 Debenture D 0.00 - 0.00 0.00
equal Sintex-BAPL 31/12/2022 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal State Bank of India Financial 14.74 2.96 0.00 2.96
equal Birla Corporation Construction 16.62 3.03 0.00 2.41
down Infosys Technology 34.93 2.37 0.00 1.83
equal ICICI Bank Financial 23.44 3.35 0.00 1.74
equal Sona BLW Precision Forgings Automobile 208.35 1.71 0.00 1.71
up Hindalco Inds. Metals 9.54 1.49 0.00 1.49
down Tata Consultancy Services Technology 36.81 2.09 0.00 1.38
equal Ultratech Cement Construction 33.27 1.24 0.00 1.24
equal Reliance Industries Energy 31.17 2.27 0.00 1.13
down Dr. Reddy's Lab Healthcare 39.01 1.64 0.00 0.95
equal Lux Industries Textiles 36.76 0.96 0.00 0.87
equal Asian Paints Chemicals 91.67 1.51 0.00 0.63
equal Nazara Technologies Technology 825.76 0.59 0.00 0.59
down Bharti Airtel Communication 139.49 2.39 0.00 0.56
down Mastek Technology 32.97 0.86 0.00 0.56
new Trent Services 528.28 0.55 0.00 0.55
equal Navin Fluorine International Chemicals 74.98 1.17 0.00 0.54
equal Zomato Services -- 0.43 0.00 0.43
equal HDFC Bank Financial 24.50 3.75 0.33 0.39

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Alok Singh since 22-May-2012

Education: Mr. Singh is a CFA and PGDBA from ICFAI Business School.

Experience: Prior to joining BOI AXA AMC he has worked with BNP Paribas Asset Management and Axis Bank

Funds Managed:


-0.19%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 22.9752

IDCW Yearly: ₹ 11.1524

More

IDCW Quarterly: ₹ 12.2596

IDCW Monthly: ₹ 11.8283


Investment Strategy

The Scheme seeks to generate regular income through investments of a substantial portion in fixed income securities and long term capital appreciation by investing upto 20% of the net assets in equity and equity related instruments. The scheme will seek to build a well-diversified, high credit portfolio that minimizes liquidity risk and credit risk.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: BOI AXA Mutual Fund
Launch Date: 18-Mar-2009
Return Since Launch: 6.76%
Benchmark: CRISIL Hybrid 85+15 Conservative Index
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 49 Cr (As on 31-Oct-2021)
Expense: 2.32% (As on 31-Oct-2021)
Risk Grade: High
Return Grade: Low
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly28-Jun-20210.3000

 02-Feb-20210.2309
 25-Apr-20190.0720
 25-Mar-20190.0720
 26-Dec-20180.0483
 26-Nov-20180.0720
 25-Sep-20180.0720
 28-Aug-20180.0720
 25-Jul-20180.0720
 25-Jun-20180.0720
 25-May-20180.0720
 25-Apr-20180.0720
 26-Mar-20180.0722
 26-Feb-20180.0722
 25-Jan-20180.0722
 27-Dec-20170.0722
 27-Nov-20170.0722
 25-Oct-20170.0722
 26-Sep-20170.0722
 28-Aug-20170.0722
 25-Jul-20170.0722
 27-Jun-20170.0722
 25-May-20170.0722
 25-Apr-20170.0722
 27-Mar-20170.0722
IDCW Yearly02-Feb-20210.2697

 25-Mar-20190.0720
 25-Sep-20180.0286
 25-Jun-20180.0720
 26-Mar-20180.1445
 27-Dec-20170.1445
 26-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1806
 26-Dec-20160.1806
 27-Sep-20160.1445
 27-Jun-20160.1445
 28-Mar-20160.1011
 28-Dec-20150.1445
 28-Sep-20150.1806
 29-Jun-20150.3612
 25-Mar-20150.3629
 18-Dec-20140.1815
 25-Sep-20140.3896
 25-Mar-20140.3896
 26-Dec-20130.7793
 25-Jun-20130.3896
 25-Mar-20130.4405
 26-Dec-20120.4400
IDCW Quarterly25-Mar-20190.0332

 25-Jun-20180.0864
 26-Mar-20180.1445
 27-Dec-20170.1445
 26-Sep-20170.1445
 27-Jun-20170.1083
 27-Mar-20170.1806
 26-Dec-20160.1806
 27-Sep-20160.1445
 27-Jun-20160.1445
 28-Mar-20160.1445
 28-Dec-20150.2167
 28-Sep-20150.2167
 29-Jun-20150.2167
 25-Mar-20150.2178
 18-Dec-20140.2178
 25-Sep-20140.3896
 25-Jun-20140.2338
 25-Mar-20140.0779
 26-Dec-20130.1023
 25-Sep-20130.1948
 25-Jun-20130.3117
 25-Mar-20130.2643
 26-Dec-20120.2643
 26-Mar-20120.1762

Contact Information

AMC: BOI AXA Investment Managers Private Ltd.

Address: B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013

Email: [email protected]

Website: http://www.boiaxamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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