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2 star

BOI AXA Conservative Hybrid Fund - Regular Plan


1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.82 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -0.04 -0.05 0.36 -0.49 0.93 5.12 10.01 0.56 4.68 6.19 6.59
VR MIP TRI 1.96 -0.39 1.07 -0.12 4.02 10.70 13.65 9.56 9.86 9.69 8.79
Hybrid: Conservative Hybrid 1.78 0.06 0.34 0.00 2.98 8.73 10.29 6.48 7.99 8.84 8.44
Rank within category 31 35 14 27 31 32 20 29 29 26 25
Number of funds in category 34 36 36 34 34 34 34 31 31 27 26

As on 08-Mar-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
BOI AXA Conservative Hybrid Fund - Regular Plan  | Invest Online
2 star
Mar-09 10.01 0.56 4.68 2.32 68
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 12.33 9.49 10.70 1.85 3,006
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 14.98 8.39 8.87 1.17 998
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
4 star
Apr-01 13.49 10.33 9.53 1.96 450
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
4 star
Dec-03 16.01 9.62 10.21 2.22 403

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 3.37 24-Mar-2020 - 31-Mar-2020 -5.89 20-Jun-2019 - 27-Jun-2019
Month 5.86 23-Mar-2020 - 22-Apr-2020 -11.71 27-May-2019 - 26-Jun-2019
Quarter 8.34 02-Apr-2009 - 03-Jul-2009 -13.05 18-Apr-2019 - 19-Jul-2019
Year 18.37 30-Jan-2014 - 30-Jan-2015 -14.45 21-Aug-2018 - 22-Aug-2019

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 0.59 8.92 -0.45 -0.36 0.67 -6.88
VR MIP TRI 8.91 6.82 0.63 0.75 -- --
Hybrid: Conservative Hybrid 6.16 6.49 0.33 0.43 0.72 -1.54
Rank within category 29 29 30 30 12 30
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 28-Feb-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 19
Number of Bonds 11
Average Maturity (yrs) 1.38
Top 10 Holdings (%) 53.53
Portfolio P/B Ratio 5.05
Portfolio P/E Ratio 31.48

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Axis Bank 24/11/2021 Certificate of Deposit A1+ 0.00 - 10.03 10.03
equal 8.50% National Bank Agr. Rur. Devp Debenture AAA 5.25 - 7.90 7.90
equal 8.35% REC 13/03/2022 Debenture AAA 6.16 - 12.02 7.71
equal 7.50% Power Finance Corp. 16/08/2021 Debenture AAA 0.00 - 7.53 7.53
equal 8.02% BPCL 2024 Debenture AAA 0.00 - 3.92 3.92
equal 7.20% Power Grid Corporation 21/12/2021 Bonds AAA 0.00 - 3.80 3.80
equal Reserve Bank of India 91-D 25/03/2021 Treasury Bills SOV 0.00 - 3.68 3.68
equal 4.58% SIDBI 18/12/2023 Debenture AAA 0.00 - 3.67 3.67
equal 5.85% GOI 2030 GOI Securities SOV 0.00 - 2.95 2.95
equal Sintex-BAPL 31/12/2022 Debenture D 0.00 - 0.00 0.00
equal Sintex-BAPL 31/12/2021 Debenture D 0.00 - 0.00 0.00

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Hindustan Unilever FMCG 69.82 2.47 0.00 2.34
equal Bharti Airtel Communication -- 2.05 0.00 2.05
down Infosys Technology 30.46 2.21 0.00 1.80
down Tata Consultancy Services Technology 36.13 2.09 0.00 1.77
down Dr. Reddy's Lab Healthcare 33.86 1.64 0.00 1.36
equal Procter & Gamble Health Healthcare 50.48 1.29 0.00 1.29
down Torrent Pharmaceuticals Healthcare 33.18 1.85 0.00 1.08
equal HDFC Bank Financial 27.93 3.75 0.00 0.93
equal Alkem Laboratories Healthcare 21.49 0.83 0.00 0.76
down Reliance Industries Energy 34.61 2.27 0.00 0.76
equal HCL Technologies Technology 19.58 0.96 0.00 0.72
equal Navin Fluorine International Chemicals 28.37 1.17 0.00 0.64
equal Granules India Healthcare 16.24 1.17 0.00 0.55
equal Ultratech Cement Construction 28.17 0.51 0.00 0.51
up Wipro Technology 22.29 0.49 0.00 0.49
new Dabur India FMCG 57.57 1.48 0.00 0.49
new Home First Finance Company India Financial 56.98 0.37 0.00 0.37
equal NTPC Energy 14.08 0.69 0.00 0.37
new Indigo Paints Chemicals 248.34 0.08 0.00 0.08

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jan-2021

Fund Manager

— Alok Singh since 22-May-2012

Education: Mr. Singh is a CFA and PGDBA from ICFAI Business School.

Experience: Prior to joining BOI AXA AMC he has worked with BNP Paribas Asset Management and Axis Bank

Funds Managed:


-0.05%

Change from previous, NAV as on 08-Mar-2021

Growth: ₹ 21.2321

Dividend Yearly: ₹ 10.3063

More

Dividend Quarterly: ₹ 11.3294

Dividend Monthly: ₹ 11.2191


Investment Strategy

The Scheme seeks to generate regular income through investments of a substantial portion in fixed income securities and long term capital appreciation by investing upto 20% of the net assets in equity and equity related instruments. The scheme will seek to build a well-diversified, high credit portfolio that minimizes liquidity risk and credit risk.

Investment Details

Minimum Investment (₹) 10,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 1,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) --
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: BOI AXA Mutual Fund
Launch Date: 18-Mar-2009
Return Since Launch: 6.49%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Moderate
Type: Open-ended
Assets: ₹ 68 Cr (As on 31-Jan-2021)
Expense: 2.32% (As on 31-Jan-2021)
Risk Grade: Above Average
Return Grade: Below Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Monthly02-Feb-20210.2309

 25-Apr-20190.0720
 25-Mar-20190.0720
 26-Dec-20180.0483
 26-Nov-20180.0720
 25-Sep-20180.0720
 28-Aug-20180.0720
 25-Jul-20180.0720
 25-Jun-20180.0720
 25-May-20180.0720
 25-Apr-20180.0720
 26-Mar-20180.0722
 26-Feb-20180.0722
 25-Jan-20180.0722
 27-Dec-20170.0722
 27-Nov-20170.0722
 25-Oct-20170.0722
 26-Sep-20170.0722
 28-Aug-20170.0722
 25-Jul-20170.0722
 27-Jun-20170.0722
 25-May-20170.0722
 25-Apr-20170.0722
 27-Mar-20170.0722
 27-Feb-20170.0722
Dividend Yearly02-Feb-20210.2697

 25-Mar-20190.0720
 25-Sep-20180.0286
 25-Jun-20180.0720
 26-Mar-20180.1445
 27-Dec-20170.1445
 26-Sep-20170.1083
 27-Jun-20170.1083
 27-Mar-20170.1806
 26-Dec-20160.1806
 27-Sep-20160.1445
 27-Jun-20160.1445
 28-Mar-20160.1011
 28-Dec-20150.1445
 28-Sep-20150.1806
 29-Jun-20150.3612
 25-Mar-20150.3629
 18-Dec-20140.1815
 25-Sep-20140.3896
 25-Mar-20140.3896
 26-Dec-20130.7793
 25-Jun-20130.3896
 25-Mar-20130.4405
 26-Dec-20120.4400
Dividend Quarterly25-Mar-20190.0332

 25-Jun-20180.0864
 26-Mar-20180.1445
 27-Dec-20170.1445
 26-Sep-20170.1445
 27-Jun-20170.1083
 27-Mar-20170.1806
 26-Dec-20160.1806
 27-Sep-20160.1445
 27-Jun-20160.1445
 28-Mar-20160.1445
 28-Dec-20150.2167
 28-Sep-20150.2167
 29-Jun-20150.2167
 25-Mar-20150.2178
 18-Dec-20140.2178
 25-Sep-20140.3896
 25-Jun-20140.2338
 25-Mar-20140.0779
 26-Dec-20130.1023
 25-Sep-20130.1948
 25-Jun-20130.3117
 25-Mar-20130.2643
 26-Dec-20120.2643
 26-Mar-20120.1762

Contact Information

AMC: BOI AXA Investment Managers Private Ltd.

Address: B/204-Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai - 400013

Email: [email protected]

Website: http://www.boiaxamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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