Bandhan Government Securities Fund - Investment Plan - Regular Plan

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  • Debt
  • Gilt

Value Research Rating

3 star

Analyst’s Choice

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Riskometer

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Moderate

₹32.1002 0.13%

As on 04-Mar-2024

Returns

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Calculate SIP Returns of Bandhan Government Securities Fund - Investment Plan - Regular Plan

Upfront Investment

Monthly SIP Amount

Investment Duration

years

Risk info

This fund has Moderate risk.

low
Low to Moderate
Moderate
Moderately High
High
Very High

As per SEBI's Riskometer.

Portfolio of Bandhan Government Securities Fund - Investment Plan - Regular Plan

Asset Allocation

Split between different types of investments

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Credit Rating Weightage

Split between categories of Equity investments

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Peer Comparison

Other details of Bandhan Government Securities Fund - Investment Plan - Regular Plan

Assets info

₹1,543 Cr

Exit Load (Days) info

--

Min. Investment (₹)

1,000

Min. Withdrawal (₹)

500

Min. SIP Investment (₹)

100

Min. No of Cheques

6

Investment Strategy

The scheme seeks to generate reasonable return with high liquidity through investment in Government securities across maturities.

Suitability

"This is a fund that invests mainly in bonds issued by the government of India. These bonds do not carry any risk of default since the repayment of investors' money is backed by the government. But they are prone to sharp ups and downs because of changes in interest rates.

However, retail investors can avoid these funds altogether. There are far too many kinds of debt funds with a highly nuanced classification based on the type or duration of bonds they can invest in. We believe that so many fund categories add to complexity which is easily avoidable. Retail investors can simply invest in Liquid funds for an investment horizon of up to one year and Short Duration funds for the fixed income allocation (which should be 100 per cent for an investment horizon of up to three years) in their longer-term portfolios."

Taxation

Capital Gains Taxation

  • If investment is made on or after 1 April 2023: Entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • If investment is made before 1 April 2023:
    • Sold within 3 years from the date of investment: Gains are added to the investors' income and taxed according to the applicable slab rate.
    • Sold after 3 years from the date of investment: Gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • No tax is to be paid as long as you continue to hold the units.

Dividend Taxation

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

FAQ for Bandhan Government Securities Fund - Investment Plan - Regular Plan

Bandhan Government Securities Fund - Investment Plan - Regular Plan is mandated to invest at least 80 per cent of its assets in bonds issued by the government of India.

Mutual funds can be bought directly from the website of the fund house. For instance, Bandhan Government Securities Fund - Investment Plan - Regular Plan fund can be purchased from the website of Bandhan Mutual Fund. You can also buy mutual funds through platforms like MF Central, MF Utility, among others. However, if you are not comfortable buying mutual funds online, you can seek help of a mutual fund distributor. Most banks also act as mutual fund distributors. So you can connect with your bank for assistance.

The NAV of Bandhan Government Securities Fund - Investment Plan - Regular Plan is ₹32.1002 as of 05-Mar-2024.

The AUM of Bandhan Government Securities Fund - Investment Plan - Regular Plan Fund is ₹1,543 Cr as of 29-Feb-2024

The riskometer level of Bandhan Government Securities Fund - Investment Plan - Regular Plan is Moderate. See More

Company Percentage of Portfolio

GOI Sec 7.30 19/06/2053

85.56

GOI Sec 7.18 24/07/2037

12.95

GOI Sec 7.17 08/01/2028

0.00
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As of 29-Feb-2024, Bandhan Government Securities Fund - Investment Plan - Regular Plan had invested 98.52% in Debt and 1.48% in Cash & Cash Eq. See More

Bandhan Government Securities Fund - Investment Plan - Regular Plan is 15 years 3 months old. It has delivered 7.94% returns since inception. See More

1Y
3Y
5Y
7Y
10Y
Since Inception
10.24%
5.57%
8.13%
7.34%
8.55%
7.94%

No, There is no lock in period in Bandhan Government Securities Fund - Investment Plan - Regular Plan.

The expense ratio of Bandhan Government Securities Fund - Investment Plan - Regular Plan is 1.07.

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