You have short-listed good funds to invest in, however, we would rather advise you to invest through SIPs instead of lump sum. Start an SIP in the selected funds or park the lump sum in respective liquid funds and then start an STP. The benefits of SIP are immense, but most importantly it does away with timing the market and averages the investments over time, which is desirable when investing in equity mutual funds.
Never time the markets
SIPs are always better than lump sum investments
By Research Desk | Jul 18, 2012