Avoid Replicating

Make additional contributions to your well-performing funds instead of adding new similar ones…


I am 35 years with Rs 35,000 net monthly income. I have SIP investments of Rs 12,000 in Reliance Growth, HDFC Taxsaver, HDFC Top 200 and DSPBR Top 100 Equity. I want to invest additional Rs 2,000. Please suggest the fund for additional investment.
- J R Singh

Schemes  Category  Rating  3-yrs ret (%)  5-yrs ret (%)
DSPBR Top 100 Equity Large Cap **** 11.50 20.82
HDFC Taxsaver Tax Planning **** 17.40 17.99
HDFC Top 200 Large & Mid Cap ***** 16.54 22.19
Reliance Growth Mid & Small Cap **** 9.94 20.50
Returns as on June 08, 2011 Ratings as on May 31, 2011

You have selected good funds to form a portfolio that is well diversified in style and numbers. You should continue investing in these funds regularly and track the performance of these funds. You can make additional contributions to the existing funds instead of looking for a new fund. But if you must invest in another fund, you can consider a multi cap fund to the existing list and invest in HDFC Equity or Quantum Long Term Equity. Both the funds are good performer and with the presence of a multi cap fund in your portfolio you will add to the diversification and also bolster the satellite component of your portfolio.



comments powered by Disqus
  • Lamp turned off
Home | My Portfolio | Tax | Funds | Insurance | Income | Learn | Invest Correctly | Archive | Ask | Subscribe | About Us | Log In | Free Sign Up