Go For Stability

Investors who don't have age on their side should opt for a portfolio that provides stable growth…


I am of 50 and would like to know which mutual funds I should invest for the next ten years? I will retire at the age of 60 and the idea to invest is to maximise gains. My risk capacity is average and I know I am late in taking advantage of SIP investments.
- D. L. Rajendra Kumar

Though you are late in joining the equity bandwagon; you still have ten years to go which is good enough a period to achieve capital appreciation. We have shortlisted a portfolio of four funds that you should equally invest in. Collectively, this portfolio has 60 per cent equity exposure which is in line with your risk taking ability. This portfolio will provide you stable growth, which is what is needed at this stage in your life. The selected funds are highly rated and have a proven performance history, which will achieve your investment goal.

Make sure you invest regularly and evaluate the performance of these funds at least once a year to check its progress and make any necessary changes to the selected funds.

Schemes  Category  Rating  3-yrs ret (%)  5-yrs ret (%)
BSL 95-G Hybrid: Equity oriented **** 14.02 15.85
FT India Dynamic PE Ratio FoF Hybrid: Asset Allocation Not Rated 10.46 14.41
HDFC Balanced Hybrid: Equity oriented ***** 17.71 16.22
Reliance Regular Savings Balanced Hybrid: Equity oriented **** 16.41 14.92
Returns as on June 02, 2011 Ratings as on May 31, 2011


comments powered by Disqus
  • Lamp turned off
Home | My Portfolio | Tax | Funds | Insurance | Income | Learn | Invest Correctly | Archive | Ask | Subscribe | About Us | Log In | Free Sign Up