Kisan Vikas Patra      Aug 17, 2012
Some people say the quickest way to double your money is to fold it in half and put it back in your pocket. However, for ease of understanding among investors there exists a post office savings scheme which just does that; doubles your investment after a fixed term.

Post Office Monthly Income Scheme      Aug 17, 2012
Though the postal system is finding few takers with the advent of email and other forms of communication, the guarantees offered by post office small savings, make them still one of the most sought after location for financial products.

New Pension System      Dec 30, 2011
Someone with a good pension plan exclaimed, “Goodbye tension, hello pension!” This of course, will be possible only when one plans well for retirement and starts saving early to have no tensions later

Senior Citizen Saving Scheme   Research   Desk |  Dec 30, 2011
George Foreman said; “The question isn’t at what age I want to retire, it’s at what income.” He could not have been more right about income in retirement. Defined pensions are a lot better to look for

Unit Linked Insurance Plan (ULIP)      Dec 29, 2011
Adam Smith said, “All money is a matter of belief.” He could have said the same for Ulips, which for some people is insurance, while for some it is investment. The debate never seems to end. Ulip

Infrastructure Bonds      Dec 29, 2011
A successful society is characterised by a rising living standard for its population and increasing investment in basic infrastructure. There are financial instruments that let you be part of the infr

Direct Tax Code      Dec 29, 2011
Ellen Glasgow said; “All change is not growth, as all movement is not forward.” The much awaited and debated Direct Tax Code is an attempt to change the archaic tax laws which has so far fuelled many

Tax Planning Strategies      Dec 29, 2011
Franklin D. Roosevelt said; “Tall men can see these tactics whereby I conquer, but what none can see is the strategy out of which victory is evolved.” Tax strategies are rules within the Income Tax A

National Savings Certificate (Series VIII & IX)      Dec 29, 2011
To have the cake and eat it too is a popular figure of speech, which is true when it comes to NSC investments. You can have the best of both the worlds, with assured returns and tax benefits on invest

Public Provident Fund      Dec 29, 2011
Warren Buffett said, “Only buy something that you’d be perfectly happy to hold if the market shut down for ten years.” For tax savers, the public provident fund does one step better; it guarantees ret

Post Office Recurring Deposit      Dec 29, 2011
A mountain is composed of tiny grains of earth. The ocean is made up of tiny drops of water. Your regular small savings helps you build a sizeable savings over time. The postal recurring deposit is an

Bank Recurring Deposits      Dec 29, 2011
Albert Einstein once said, “The most powerful force in the universe is compound interest.” When someone as brilliant as him talks about the power of compounding, one tends to listen! Recurring deposit

Post Office Term Deposit      Dec 28, 2011
The futility to predict is best described by

Company Deposits      Dec 28, 2011
Someone said, a rupee saved is a rupee earned. He could not have been wiser. Deposits earn interest and grow the deposited rupee over a period of time to a value far more than the initial deposit.

Bank Deposit      Dec 28, 2011
Robert Louis Stevenson said; “don’t judge each day by the harvest you reap but by the seeds that you plant.” A bank deposit is similar to sowing seeds. You park a sum in an account which earns you an interest for the time that the amount sits in the account, growing at a faster pace than what it would have in an ordinary savings bank account.