Optimists, Pessimists and Mood Swings   Dhirendra   Kumar |  May 06, 2013
Even though the business environment looks as depressed as ever, investors and investment managers seem quite optimistic...

The Bad Drives Out The Good   Dhirendra   Kumar |  May 01, 2013
The mere presence of legitimate financial services will not stop the Saradhas of the world...

The Law Arrives When It's All Over   Dhirendra   Kumar |  Apr 29, 2013
Like archetypal Bollywood cops, India's financial regulators tend to ride in when a scam's story has reached the last scene...

Savers vs Borrowers   Dhirendra   Kumar |  Apr 25, 2013
The interest rate environment in the country is being rigged to favour government and other big borrowers at the expense of small savers...

The Glitter Fades, as Foretold   Dhirendra   Kumar |  Apr 24, 2013
Gold's precipitous decline was fully expected, and hopefully, should cure gold fever for quite some time to come...

Investments and Patriotism   Dhirendra   Kumar |  Apr 22, 2013
Some investors have a misplaced sense of patriotism that keeps them from investing abroad. This is a mistake...

A Zero Sum Future?   Dhirendra   Kumar |  Apr 17, 2013
Businesses and investors are slipping deeper into pessimism and it’s hard to find fault with their attitude...

Crime, Means, Motive and Opportunity   Dhirendra   Kumar |  Apr 15, 2013
It's hard to understand retail financial crime without thinking clearly about who the beneficiaries really are...

Direct, Indirect or Nothing?   Dhirendra   Kumar |  Apr 10, 2013
Investing through direct plans of funds makes sense when investors are certain that going through an intermediary offers no value...

RGESS Falters at the Starting Line   Dhirendra   Kumar |  Apr 08, 2013
The Rajiv Gandhi Equity Savings Scheme's first year collections are a disappointment. Perhaps a quick rejig is needed...

An Ambitious Roadmap, Which Still May Not Be Enough   Dhirendra   Kumar |  Apr 01, 2013
The Srikrishna Commission’s report moots a unified regulator and other deep changes, but falls short on banks...

Buying a House vs Making an Investment   Dhirendra   Kumar |  Mar 28, 2013
Buying a property for use and buying one for investment are fundamentally different...

Brown is Riskier than Blue, or Is It?   Dhirendra   Kumar |  Mar 25, 2013
SEBI's new standardised fund labels and colour codes will help investors make the right choice, but there are some nuances to the what the colours really mean...

Don't Miss Out on the RGESS   Dhirendra   Kumar |  Mar 20, 2013
The Rajiv Gandhi Equity Savings Scheme may be complex but funds launched specifically for it will get you all the benefits without any pain...

KYC has become a Tool for Financial Exclusion   Dhirendra   Kumar |  Mar 18, 2013
The bank money-laundering scandal shows that even as KYC doesn't succeed in its intended task, it works to keep away unprofitable customers...