From Equity To Debt   Research   Desk |  Jul 11, 2011
Move your equity investments to debt in tranches as you approach your financial goal…

Benefit Of Tax Efficiency   Research   Desk |  Jul 11, 2011
For a time frame of 3-6 months, liquid fund investments are a better option than bank fixed deposits…

No Maturity Benefits   Research   Desk |  Jul 11, 2011
A term insurance plan doesn’t give maturity benefits because it’s purpose is pure protection & risk cover…

Be Wary Of Overlaps   Research   Desk |  Jul 08, 2011
Without focus, a mutual fund portfolio can have overlaps that add nothing substantial to it…

Funds Run A Risk   Research   Desk |  Jul 08, 2011
The degree of risk in mutual funds can vary from low to high, but they are never risk-free…

Not Growing Anymore   Research   Desk |  Jul 08, 2011
Reliance Growth has lost steam since 2008 & has turned into a non-performer in its category…

Dump Inconsistent Performer   Research   Desk |  Jul 07, 2011
Exit BSL Equity, which is a multi-cap fund and hasn't been performing well enough…

Property EMI Tax Benefits   Research   Desk |  Jul 07, 2011
Every joint owner of a property can avail tax benefits on the EMI being paid…

Losses Not Taxable   Research   Desk |  Jul 07, 2011
Any booked losses incurred from equity mutual funds are not liable to be taxed…

PPF To Fixed Deposit   Research   Desk |  Jul 06, 2011
A move from PPF to FD can be beneficial if the former has been held for seven years…

Any Silver Lining?   Research   Desk |  Jul 06, 2011
Silver prices are volatile & a good part of its bull run may already be behind us…

Playing The Field   Research   Desk |  Jul 06, 2011
Multi-cap funds have no constraints when it comes to picking stocks based on market capitalisation…

PF Taxation   Research   Desk |  Jul 05, 2011
Provident fund withdrawals are tax-free when the employment has been for five uninterrupted years…

Shares Of Changed Companies   Research   Desk |  Jul 05, 2011
To sell the shares of a company that has gone through changes, you need to contact the registrars & transfer agents…

Reinvested ELSS Dividends   Research   Desk |  Jul 05, 2011
A tax-saving fund's dividend reinvestment option can turn out to be an endless trap…